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POS Systems Developers Face Unique EMV Certification Challenges
August 4, 2015 - By Kevin Woodward As the U.S. payment card industry hurtles toward its EMV destiny approaching on Oct. 1, the process for certifying EMV-compliant point-of...
Appellate Court Reinstates ATM Fee Lawsuit Against Visa and MasterCard
August 4, 2015 - By Jim Daly A federal appellate court on Tuesday reinstated a proposed class-action lawsuit over ...
The Payments Unicorn List Drops by One—But Investor Cash Is Far From Drying up
August 3, 2015 - By John Stewart It is a commonplace notion that unicorns are to be encountered only in myth. But in the world of venture capital, they are bec...
Eye on EMV: Unprepared Merchants in for a ‘Big Surprise;’ U.S. Conversion Lifts Ingenico
August 3, 2015 - By Jim Daly Some merchant categories such as restaurants are moving slowly into EMV chip card acceptance ahead of the looming Oct. 1 lia...
U.S. Mobile POS Installations Forecasted To Reach 17.4 Million by 2019
July 31, 2015 - By Kevin Woodward Installations of mobile point-of-sale devices in the United States and Canada will hit 17.4 million in four years, for...
As MCX Plans Pilot for Late August, Observers Ponder Fate of Its CurrentC Wallet
July 31, 2015 - By John Stewart After a three-year gestation period, the Merchant Customer Exchange’s CurrentC mobile-payment service is planning to l...
Cardtronics Preps for a Big Gulp of Recovery Work Ahead of 7-Eleven’s Exit
July 31, 2015 - By Jim Daly Retail ATM network operator Cardtronics Inc. says it has been preparing for the possible loss of its biggest merchant, convenience-store giant 7-Eleven Inc., for...
U.S. EMV Conversion Boosts First Data’s Acquiring and Issuing Segments
July 30, 2015 - By Jim Daly First Data Corp. on Wednesday reported modest second-quarter growth in its merchant-acquiring and issuer-processing segments...
Eye on Earnings: MasterCard Touts ‘Agnostic’ Tech Approach; Vantiv Revenue Climbs
July 29, 2015 - ...
Merchants Have New Ammo To Blow up Interchange Settlement—But Is It Enough?
July 29, 2015 - By Jim Daly Citing what they say were improper communications between two lawyers on opposing sides of a $5.7 billion settlement between...
More iPhone 6 Users Are Making More Apple Pay Transactions, Report Says
July 29, 2015 - By Kevin Woodward Nine months after its launch, Apple Pay appears to be steadily establishing itself as an everyday service for consumer...
COMMENTARY: Three Reasons Why Digital Wallets Are the Future of Payments
July 28, 2015 - By Nicole Chan When Apple Pay first entered the digital-wallet scene, consumer interest in the technology increased. Now the question is...
Stripe’s Value Pegged at $5 Billion as Visa, AmEx Invest in the Online Payments Startup
July 28, 2015 - By Kevin Woodward Payments behemoth Visa Inc. has poured some cash into Stripe, an independent online-payments startup, which will be us...
How a Confidential IPO Could Help Square Frame Its Long-Term Strategy
July 27, 2015 - By Kevin Woodward Square Inc.’s future may include public ownership if reports late last week that it filed for a confidential initial...
Judge Grants Restraining Order to Backpage.Com in Credit Card Dispute With Sheriff
July 24, 2015 - By Jim Daly A federal judge on Friday granted a temporary restraining order in favor of online classified-advertising portal Backpage.com, which challenged Cook County, Ill....
Just $50 in Fraud Would Motivate 32% of Small Businesses To Adopt EMV
July 24, 2015 - By Kevin Woodward What will it take to get small businesses to accept EMV payment cards? Apparently $50 in fraud charges will motivate 3...
Five Years Later, What’s the Bottom Line on Durbin? Well, It’s Complicated
July 24, 2015 - By John Stewart Five years after it became the law of the land, the Durbin Amendment remains as controversial as it was then, with virtu...
Eye On Earnings: AmEx’s Earnings Slip But OptBlue Grows; Discover’s Pulse Volume Dips
July 23, 2015 - By Jim Daly and Kevin Woodward American Express Co. saw total revenues and profits decline by 4% in the second quarter, but its OptBlue progra...
COMMENTARY: Tokenization, Misinformation, and the Benefits of Host Card Emulation
July 23, 2015 - By Doug Yeager Tokenization is not a new concept. Yet, while the process has improved card security across a variety of industries, ther...
Visa Posts 25% Profit Increase as U.S. Credit and Debit Volumes Climb
July 23, 2015 - By Jim Daly A tepid world economy didn’t stop Visa Inc. from posting an 8% increase in global transaction volume and a 25% jump in net income for the quarter ended June 30...

Digital Transactions July 2015

About Those Free Transactions
How Debit Networks Are Mimicking...
Merchant Attrition: Specialty So...
With Fraud, It’s One Step Forw...
‘No More Transaction Fees’
A Clear View of Tokenization
Insights From the Front Lines
Tablet World
Falling Short on EMV
The P2P Revolution
Can PIN-Debit Networks Keep Ba...
What’s First Data Worth?
How To Pick a Payment Processor
Digital Transactions June 2015

Finding the User
New Life for In-Store Mobile Pay...
Little USAT’s Big Footprint in...
The Great PIN-Debit “Claw-Back...
It Pays To Be Big—Just Not Too...
Toward a Real Global Village
The Wallet on Wheels
10 Tips for Selling Small Merc...
Mobile Wallet Wars, Part Two: Th...
Transfer of Power?
Five Keys to Success Online
Government And the Perils of Pay...
Digital Transactions May 2015

So, Where’s the User?
FIS’s ‘Garage’ Steers Towa...
Now for Commerce: PayPal Embrace...
The CFPB’s Own Choke Point Gam...
Bitcoin Struggles, But Investors...
Next Stop: Algorithmic Shopping
When Short-Circuiting Is Fatal
An American Fortress
7th Annual Field Guide to Alte...
Mobile Wallet Wars: Part One Bi...
How To Drink From the Fire Hose ...
Digital Transactions April 2015

Good News for Innovation
The Slippery State of PCI Compli...
ID Fraud Heads in the Right Dire...
Merchants Frown on a Fee for Fas...
No Wallet App? Maybe You Better ...
A Slow-Acting Poison
What’s Holding up Big Data?
Finding the Payoff in Nonprofits
Special Report: Six Months And C...
Special Report: Pass the Ketchup...
Special Report: The Shift Gets S...
Special Report: The Far Horizon
The Centurion’s Dented Helmet
Enter the Payment Facilitator
Digital Transactions March 2015

Less Static for NFC
Diverging Views of Big Merchants...
Boomtown Banks on a Boom in Call...
Bill Pay: Paper in, Digital Paym...
The ACH Adds Some Octane to a Re...
Prepaid: A New Currency in Disgu...
Why Payments Are Crucial
Getting Merchants to Click
The Other Chip Card Conversion
Flush With Cash
Prepaid’s Legal Headache
Agent Compensation In an Age of ...
Minimizing Your Data Footprint
In Confronting Cyberattacks, Pre...
Digital Transactions February 2015

At Last, Finality on Durbin
Data Breaches Show Worrisome Gro...
Can EMVCo Rescue 3D Secure?
With Same-Day Clearing in Pros...
Restaurateurs Order up Omnichannel
Resignation And Retreat
Five Tests for Innovation
Elevated Acquiring Risk in the E...
A Contact Sport
Silicon Valley’s Payments Fever
Changes to PCI 3.0: Are You Re...
Bitcoin’s Achilles’ Heel: Ma...
Digital Transactions January 2015

Too Soon To Say Bitcoin And Appl...
How To Cash in on Mobile P2P?
NACHA Moves on Same-Day ACH...
...But Will Those Pesky Checks S...
A Reset for Bitcoin
What 2015 Will Bring
The Complicated World of Integra...
Bitcoin Leaves the Station
A Quickening Pulse
The CFPB’s New Prepaid Rule: T...
Digital Transactions December 2014

The Apple Pay of Its Day
Will Merchants Get the Poynt?
Online Fraud Will Rise, But Don'...
Where the Chargebacks Are
Visa’s New Year’s Resolution
Consumers Warm up to Wallets
It’s Time to Declare War
How Apple Pay Gets It Right
Apple Pay: What’s in It for Ac...
A New Age for Growth Capital
The Tug of War Over Tokenization
Say Hello to the 21st-Century Re...
Getting From Here to EMV
Digital Transactions November 2014

Don’t Write off POS Terminals ...
Do Small Businesses Plus Mobile ...
BofA Takes the EMV Lead With D...
ATM And Overdraft Fees Set Rec...
A Post-PayPal eBay Can Stock up ...
How About Apple eCash Pay?
Doing mPOS Strategically
POS Terminals Have a Future, And...
Behind the Acquirers’ M&A Spree
The 10 Most Pressing Issues in E...
Should They Stay Or Should They ...
Here Come the Bitcoin ATMs
Why It’s Different With Apple ...
Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy

POS Systems Developers Face Unique EMV Certification Challenges
August 4, 2015 - By Kevin Woodward As the U.S. payment card industry hurtles toward its EMV destiny approaching on Oct. 1, the process for certifying EMV-compliant point-of...
Appellate Court Reinstates ATM Fee Lawsuit Against Visa and MasterCard
August 4, 2015 - By Jim Daly A federal appellate court on Tuesday reinstated a proposed class-action lawsuit over ...
The Payments Unicorn List Drops by One—But Investor Cash Is Far From Drying up
August 3, 2015 - By John Stewart It is a commonplace notion that unicorns are to be encountered only in myth. But in the world of venture capital, they are bec...
Eye on EMV: Unprepared Merchants in for a ‘Big Surprise;’ U.S. Conversion Lifts Ingenico
August 3, 2015 - By Jim Daly Some merchant categories such as restaurants are moving slowly into EMV chip card acceptance ahead of the looming Oct. 1 lia...
U.S. Mobile POS Installations Forecasted To Reach 17.4 Million by 2019
July 31, 2015 - By Kevin Woodward Installations of mobile point-of-sale devices in the United States and Canada will hit 17.4 million in four years, for...
As MCX Plans Pilot for Late August, Observers Ponder Fate of Its CurrentC Wallet
July 31, 2015 - By John Stewart After a three-year gestation period, the Merchant Customer Exchange’s CurrentC mobile-payment service is planning to l...
Cardtronics Preps for a Big Gulp of Recovery Work Ahead of 7-Eleven’s Exit
July 31, 2015 - By Jim Daly Retail ATM network operator Cardtronics Inc. says it has been preparing for the possible loss of its biggest merchant, convenience-store giant 7-Eleven Inc., for...
U.S. EMV Conversion Boosts First Data’s Acquiring and Issuing Segments
July 30, 2015 - By Jim Daly First Data Corp. on Wednesday reported modest second-quarter growth in its merchant-acquiring and issuer-processing segments...
Eye on Earnings: MasterCard Touts ‘Agnostic’ Tech Approach; Vantiv Revenue Climbs
July 29, 2015 - ...
Merchants Have New Ammo To Blow up Interchange Settlement—But Is It Enough?
July 29, 2015 - By Jim Daly Citing what they say were improper communications between two lawyers on opposing sides of a $5.7 billion settlement between...
Beyond EMV: Why You Need Multi-layered Security
July 29, 2015 - With a major EMV chip card deadline looming in October, payments players expect transaction security will soon be significantly improved—and rightly so. But chip cards aren’t enough to combat a...
More iPhone 6 Users Are Making More Apple Pay Transactions, Report Says
July 29, 2015 - By Kevin Woodward Nine months after its launch, Apple Pay appears to be steadily establishing itself as an everyday service for consumer...
COMMENTARY: Three Reasons Why Digital Wallets Are the Future of Payments
July 28, 2015 - By Nicole Chan When Apple Pay first entered the digital-wallet scene, consumer interest in the technology increased. Now the question is...
Stripe’s Value Pegged at $5 Billion as Visa, AmEx Invest in the Online Payments Startup
July 28, 2015 - By Kevin Woodward Payments behemoth Visa Inc. has poured some cash into Stripe, an independent online-payments startup, which will be us...
How a Confidential IPO Could Help Square Frame Its Long-Term Strategy
July 27, 2015 - By Kevin Woodward Square Inc.’s future may include public ownership if reports late last week that it filed for a confidential initial...
Judge Grants Restraining Order to Backpage.Com in Credit Card Dispute With Sheriff
July 24, 2015 - By Jim Daly A federal judge on Friday granted a temporary restraining order in favor of online classified-advertising portal Backpage.com, which challenged Cook County, Ill....
Just $50 in Fraud Would Motivate 32% of Small Businesses To Adopt EMV
July 24, 2015 - By Kevin Woodward What will it take to get small businesses to accept EMV payment cards? Apparently $50 in fraud charges will motivate 3...
Five Years Later, What’s the Bottom Line on Durbin? Well, It’s Complicated
July 24, 2015 - By John Stewart Five years after it became the law of the land, the Durbin Amendment remains as controversial as it was then, with virtu...
Eye On Earnings: AmEx’s Earnings Slip But OptBlue Grows; Discover’s Pulse Volume Dips
July 23, 2015 - By Jim Daly and Kevin Woodward American Express Co. saw total revenues and profits decline by 4% in the second quarter, but its OptBlue progra...
COMMENTARY: Tokenization, Misinformation, and the Benefits of Host Card Emulation
July 23, 2015 - By Doug Yeager Tokenization is not a new concept. Yet, while the process has improved card security across a variety of industries, ther...

Beyond EMV: Why You Need Multi-layered Security
July 29, 2015 With a major EMV chip card deadline looming in October, payments players expect transaction security will soon be significantly improved—and rightly so. But chip cards aren’t enough to combat a...
Mobile Wallets, What does the Future Hold?
July 23, 2015 By the end of the year, there will be at least five major third-party wallets in the market backed by deep-pocketed tech companies and retailers: Apple Pay, Google Wallet, MCX-CurrentC, PayPa...
Getting a Bite of the Apple: Making Apple Pay Work for You
March 18, 2015 Apple Pay has dominated the payments news since its launch last October, but what are its implications for merchants and other payments players? In this one-hour webinar, our panel will lay o...
Protect Your Merchants, Your Business and Your Revenue Shut Down Fraud. Add Value. Grow Your Business.
February 11, 2015 Announcing Kount Central, the powerful yet simple platform that enables online (CNP) payment processors, payment gateways, and hosted payment pages to offer industry –leading fraud protecti...
Beating the Shift: Tactics to Get Merchants from Mag Stripe to EMV by Oct. 1, 2015
November 19, 2014 With a major deadline less than a year away, acquirers, merchants, and issuers are gearing up for the conversion of the U.S. payments market to the Europay-MasterCard-Visa (EMV) chip card standard....

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