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TMS Alters Agent Compensation Plan As Part of a Push to Leverage EMV And NFC
May 1, 2015 - By Kevin Woodward Independent sales organization Total Merchant Services Inc. hopes a newly altered ...
Eye on Earnings: Western Union, MoneyGram Report Online Growth; Heartland Prospers
May 1, 2015 - By Jim Daly Leading wire-transfer providers The Western Union Co. and MoneyGram International Inc. both reported big growth in their onl...
Heartland Preps Merchants for EMV As CEO Carr Cites Small-Seller Challenges
May 1, 2015 - By Kevin Woodward The message about EMV and its payment-processing benefits is not sinking in with smaller merchants. That’s the asses...
Speedier Checkout Options Necessary for M-Commerce Growth, Report Says
April 30, 2015 - By Kevin Woodward Improving online conversion rates, especially for mobile commerce, depends on providing many options for faster checko...
Adyen Report Shows Rapid Rise in U.S. M-Payments, Steady Increase Worldwide
April 30, 2015 - By Kevin Woodward It’s becoming a familiar refrain in the payments industry: Payments made using mobile devices, such as smart phones ...
Visa’s Scharf Stresses ‘Unique’ Benefits of Costco Deal, Decries Industry ‘Gossip’
April 30, 2015 - By John Stewart Visa Inc.’s branding and marketing strengths were what won Costco Wholesale Corp. over from American Express Co. in a set of exclus...
It’s Mooney in, Davidson out As MCX Picks a New CEO Ahead of Expected Launch
April 29, 2015 - By John Stewart Brian V. Mooney, who on Tuesday took over as interim chief executive of the retailer-controlled Merchant Customer Exchan...
MasterCard Posts Increases in Transactions and Charge Volume, and Boosts Incentives
April 29, 2015 - By Jim Daly Transaction volumes, revenues and profits all headed up smartly for MasterCard Inc. in the first quarter. But MasterCard on Wednesday also repo...
MasterCard Makes an Analytics Deep Dive With a $600 Million Acquisition
April 28, 2015 - By Kevin Woodward ...
Better Late Than Never: Discover Cards To Join Apple Pay This Fall
April 27, 2015 - By Kevin Woodward When it comes to Apple Inc.’s popular Apple Pay mobile-payment service, some players might figure it’s better to b...
A New Harris Survey Shows That Consumers Feel the Love for Visa and PayPal
April 27, 2015 - By Jim Daly Grizzled veterans of the payments industry may not have warm and fuzzy feelings for card networks, but the view can be diffe...
MCX Stalwart Best Buy Gives Apple Pay a Boost As Apple Records Strong Quarter
April 27, 2015 - By John Stewart Apple Inc.’s Apple Pay mobile-payments service will be accepted by electronics giant Best Buy Co. Inc., first for in-app purchases ...
Mobile Wallet Relies on ACH for Lower Merchant Fees
April 24, 2015 - By Kevin Woodward A mobile wallet that uses the automated clearing house network to provide merchants with low acceptance costs is in te...
New Costs Imposed on Banks by Same-Day ACH Could Reshape Pricing Approach
April 23, 2015 - By John Stewart Merchants that use the automated clearing house network to accept transactions may not be happy about a new fee expected...
With Its Spin-off Looming, PayPal Reports Strong Growth in Mobile, Overall
April 23, 2015 - By John Stewart Ahead of an expected separation later this year from its long-time parent eBay Inc., PayPal Inc. on Wednesday reported s...
Alternative Services, Mobile Apps To Help the Feds Traverse the ‘Last Mile’ in Payments
April 23, 2015 - By Jim Daly Tests of alternative payments and smart-phone apps are in the cards for the U.S. Treasury Department’s Bureau of the Fisca...
Costco Gets a Lift by Adding Card Acceptance to Food Courts
April 21, 2015 - By Jim Daly Warehouse retailer Costco Wholesale Corp. has been in the news recently because it is  replacing American Express C...
How New York Transformed from an 18th-Century Laggard Into a Payments Leader
April 21, 2015 - By Jim Daly It isn’t often that a municipality is recognized for its work in the payments space. But that’s what happened Tuesday when NACHA, governing body of the autom...
Confluence of Trends Creating a “Golden Age” for Merchant Portfolios?
April 21, 2015 - By Kevin Woodward The allure of recurring revenue combined with low interest rates and investors prospecting for new assets are contributing t...
Non-Bank Rivals, Lack of Account Coverage Haunt Growing Real-Time Trend
April 20, 2015 - By John Stewart A panel of two bankers and a banking-services provider gave an upbeat appraisal Monday of industry moves toward real-time payments, b...

Digital Transactions April 2015

Good News for Innovation
The Slippery State of PCI Compli...
ID Fraud Heads in the Right Dire...
Merchants Frown on a Fee for Fas...
No Wallet App? Maybe You Better ...
A Slow-Acting Poison
What’s Holding up Big Data?
Finding the Payoff in Nonprofits
Special Report: Six Months And C...
Special Report: Pass the Ketchup...
Special Report: The Shift Gets S...
Special Report: The Far Horizon
The Centurion’s Dented Helmet
Enter the Payment Facilitator
Digital Transactions March 2015

Less Static for NFC
Diverging Views of Big Merchants...
Boomtown Banks on a Boom in Call...
Bill Pay: Paper in, Digital Paym...
The ACH Adds Some Octane to a Re...
Prepaid: A New Currency in Disgu...
Why Payments Are Crucial
Getting Merchants to Click
The Other Chip Card Conversion
Flush With Cash
Prepaid’s Legal Headache
Agent Compensation In an Age of ...
Minimizing Your Data Footprint
In Confronting Cyberattacks, Pre...
Digital Transactions February 2015

At Last, Finality on Durbin
Data Breaches Show Worrisome Gro...
Can EMVCo Rescue 3D Secure?
With Same-Day Clearing in Pros...
Restaurateurs Order up Omnichannel
Resignation And Retreat
Five Tests for Innovation
Elevated Acquiring Risk in the E...
A Contact Sport
Silicon Valley’s Payments Fever
Changes to PCI 3.0: Are You Re...
Bitcoin’s Achilles’ Heel: Ma...
Digital Transactions January 2015

Too Soon To Say Bitcoin And Appl...
How To Cash in on Mobile P2P?
NACHA Moves on Same-Day ACH...
...But Will Those Pesky Checks S...
A Reset for Bitcoin
What 2015 Will Bring
The Complicated World of Integra...
Bitcoin Leaves the Station
A Quickening Pulse
The CFPB’s New Prepaid Rule: T...
Digital Transactions December 2014

The Apple Pay of Its Day
Will Merchants Get the Poynt?
Online Fraud Will Rise, But Don'...
Where the Chargebacks Are
Visa’s New Year’s Resolution
Consumers Warm up to Wallets
It’s Time to Declare War
How Apple Pay Gets It Right
Apple Pay: What’s in It for Ac...
A New Age for Growth Capital
The Tug of War Over Tokenization
Say Hello to the 21st-Century Re...
Getting From Here to EMV
Digital Transactions November 2014

Don’t Write off POS Terminals ...
Do Small Businesses Plus Mobile ...
BofA Takes the EMV Lead With D...
ATM And Overdraft Fees Set Rec...
A Post-PayPal eBay Can Stock up ...
How About Apple eCash Pay?
Doing mPOS Strategically
POS Terminals Have a Future, And...
Behind the Acquirers’ M&A Spree
The 10 Most Pressing Issues in E...
Should They Stay Or Should They ...
Here Come the Bitcoin ATMs
Why It’s Different With Apple ...
Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy
Digital Transactions November 2013

The Gimlet Eye: Glimmers of Hop...
Trends & Tactics
Edward Snowden’s Valuable Lesson
Acquiring: The Zero Option
Security: Peace of Mind: Is It W...
Card Makers Look To Fill Their E...
Cover Story: The 10 Most Pressin...
Endpoint: Transformational, Not ...
Digital Transactions October 2013

The Gimlet Eye: Acquirers’ App...
Trends & Tactics
Security Notes: Get Ready for Al...
Acquiring: Europe’s Card-Fee C...
Strategies: It’s Time for Mobi...
Cover Story: States’ Rights
Opinion & Analysis: Why Have Bi...
Security: Dealing with Dupes
Endpoint: What Acquirers Need To...
Digital Transactions September 2013

The Gimlet Eye: Here Comes the J...
Trends & Tactics
Security Notes: Digital Currency...
Acquiring: ISOs Enter the Age of...
Strategies: How AmEx’s Bluebir...
Security: Are Small Merchants Fi...
Cover Story: Wall Street Pulls t...
Networks: Once Again, with Feel...
Networks: UnionPay’s Play for...
Components: Ticket Sales Get Pum...
Endpoint: Why the Risk of Mobile...

TMS Alters Agent Compensation Plan As Part of a Push to Leverage EMV And NFC
May 1, 2015 - By Kevin Woodward Independent sales organization Total Merchant Services Inc. hopes a newly altered ...
Eye on Earnings: Western Union, MoneyGram Report Online Growth; Heartland Prospers
May 1, 2015 - By Jim Daly Leading wire-transfer providers The Western Union Co. and MoneyGram International Inc. both reported big growth in their onl...
Heartland Preps Merchants for EMV As CEO Carr Cites Small-Seller Challenges
May 1, 2015 - By Kevin Woodward The message about EMV and its payment-processing benefits is not sinking in with smaller merchants. That’s the asses...
Speedier Checkout Options Necessary for M-Commerce Growth, Report Says
April 30, 2015 - By Kevin Woodward Improving online conversion rates, especially for mobile commerce, depends on providing many options for faster checko...
Adyen Report Shows Rapid Rise in U.S. M-Payments, Steady Increase Worldwide
April 30, 2015 - By Kevin Woodward It’s becoming a familiar refrain in the payments industry: Payments made using mobile devices, such as smart phones ...
Visa’s Scharf Stresses ‘Unique’ Benefits of Costco Deal, Decries Industry ‘Gossip’
April 30, 2015 - By John Stewart Visa Inc.’s branding and marketing strengths were what won Costco Wholesale Corp. over from American Express Co. in a set of exclus...
It’s Mooney in, Davidson out As MCX Picks a New CEO Ahead of Expected Launch
April 29, 2015 - By John Stewart Brian V. Mooney, who on Tuesday took over as interim chief executive of the retailer-controlled Merchant Customer Exchan...
MasterCard Posts Increases in Transactions and Charge Volume, and Boosts Incentives
April 29, 2015 - By Jim Daly Transaction volumes, revenues and profits all headed up smartly for MasterCard Inc. in the first quarter. But MasterCard on Wednesday also repo...
MasterCard Makes an Analytics Deep Dive With a $600 Million Acquisition
April 28, 2015 - By Kevin Woodward ...
Better Late Than Never: Discover Cards To Join Apple Pay This Fall
April 27, 2015 - By Kevin Woodward When it comes to Apple Inc.’s popular Apple Pay mobile-payment service, some players might figure it’s better to b...
A New Harris Survey Shows That Consumers Feel the Love for Visa and PayPal
April 27, 2015 - By Jim Daly Grizzled veterans of the payments industry may not have warm and fuzzy feelings for card networks, but the view can be diffe...
MCX Stalwart Best Buy Gives Apple Pay a Boost As Apple Records Strong Quarter
April 27, 2015 - By John Stewart Apple Inc.’s Apple Pay mobile-payments service will be accepted by electronics giant Best Buy Co. Inc., first for in-app purchases ...
Mobile Wallet Relies on ACH for Lower Merchant Fees
April 24, 2015 - By Kevin Woodward A mobile wallet that uses the automated clearing house network to provide merchants with low acceptance costs is in te...
New Costs Imposed on Banks by Same-Day ACH Could Reshape Pricing Approach
April 23, 2015 - By John Stewart Merchants that use the automated clearing house network to accept transactions may not be happy about a new fee expected...
With Its Spin-off Looming, PayPal Reports Strong Growth in Mobile, Overall
April 23, 2015 - By John Stewart Ahead of an expected separation later this year from its long-time parent eBay Inc., PayPal Inc. on Wednesday reported s...
Alternative Services, Mobile Apps To Help the Feds Traverse the ‘Last Mile’ in Payments
April 23, 2015 - By Jim Daly Tests of alternative payments and smart-phone apps are in the cards for the U.S. Treasury Department’s Bureau of the Fisca...
Costco Gets a Lift by Adding Card Acceptance to Food Courts
April 21, 2015 - By Jim Daly Warehouse retailer Costco Wholesale Corp. has been in the news recently because it is  replacing American Express C...
How New York Transformed from an 18th-Century Laggard Into a Payments Leader
April 21, 2015 - By Jim Daly It isn’t often that a municipality is recognized for its work in the payments space. But that’s what happened Tuesday when NACHA, governing body of the autom...
Confluence of Trends Creating a “Golden Age” for Merchant Portfolios?
April 21, 2015 - By Kevin Woodward The allure of recurring revenue combined with low interest rates and investors prospecting for new assets are contributing t...
Non-Bank Rivals, Lack of Account Coverage Haunt Growing Real-Time Trend
April 20, 2015 - By John Stewart A panel of two bankers and a banking-services provider gave an upbeat appraisal Monday of industry moves toward real-time payments, b...

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