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PayPal To Eliminate Tiered Pricing for Its Smallest U.S. Merchants
August 27, 2015 - By Jim Daly PayPal Holdings Inc. will eliminate volume-based price tiers and charge all of its small U.S. merchants 2.9% of the sale plus 30 cents per domestic transaction c...
Lost Sales From Unfounded Rejections Dwarfs Actual Fraud Losses, Report Says
August 27, 2015 - By John Stewart While a seemingly unending rash of data breaches has payments players scrambling to adopt a panoply of fraud-fighting technologies, l...
Blackhawk Study on E-Gift Cards Shows Why Competition Is Heating up
August 26, 2015 - By Kevin Woodward Electronic gift cards are becoming more popular with consumers, and potentially creating more sales at retailers, finds a ne...
Eye on Wall Street: First Data Names IPO Underwriters; Worldpay in Play?
August 26, 2015 - By Jim Daly Payment processor First Data Corp. on Tuesday named a big cast of underwriters for its planned initial public offering of stock. Meanwhile, a G...
COMMENTARY: Get Ready for EMV’s Longer—And Different—Transactions
August 26, 2015 - By Andrey Tikhonov With all the attention being given to the upcoming EMV liability-shift deadline on Oct. 1 in the United States, one i...
How Buy Buttons And Single-Click Tech Are Driving Commerce on Smart Phones
August 26, 2015 - By John Stewart Larger screens, buy buttons, and streamlined checkouts are expected to combine to raise the profile of smart phones in e...
Global Payments Will Use Apriva’s EMV mPOS Apps for Android and iOS Devices
August 25, 2015 - By Kevin Woodward Atlanta-based merchant processor Global Payments Inc. will use mobile point-of-sale apps from ...
Education—of Consumers and Merchants—Is Now a Crucial Goal For U.S. EMV Rollout
August 24, 2015 - By Kevin Woodward As the Oct. 1 EMV liability-shift date nears, and consumers begin receiving even more credit and debit cards bearing E...
Payments Companies Gashed in Bloody Wall Street Rout
August 24, 2015 - By Jim Daly Publicly traded payments companies fared slightly worse than the major market indexes Monday in a continuation of a Wall Street selloff triggered by investor wor...
Peril of New Chargebacks Could Bring EMV Into Focus for Unaware Merchants
August 21, 2015 - By Kevin Woodward A significant chunk—44%—of small-business owners have no knowledge of the EMV liability shift coming Oct. 1. That ...
Illinois Drops Money-Transmitter Licensure Case Against Square
August 21, 2015 - By Jim Daly While many payments firms have complained about the expensive and time-consuming process of getting state money-transmitter licenses, and, more...
In This High-Stakes Poker Game, Verizon Holds More Cards Than Samsung
August 21, 2015 - By John Stewart Why won’t Verizon Wireless make nice with Samsung Pay? With the U.S. debut of Samsung Electroni...
Research Casts Doubt on Merchant And Consumer Savings From Durbin Debit Cap
August 20, 2015 - By John Stewart Evidence emerged this week that the Durbin Amendment may not be cutting debit card acceptance costs for merchants as eff...
Lying in Wait, Cyber Thieves Lick Their Chops in Anticipation of EMV Shift
August 20, 2015 - By Kevin Woodward The transition to an EMV-based payment card system in the United States could spur a long and sophisticated series of ...
AmEx Adds Rewards to Its Serve Prepaid Card, But Will Users Find It Worth the Price?
August 19, 2015 - By Kevin Woodward American Express Co. is offering new rewards and benefits for using one of its prepaid cards, but at a cost....
Eye on Security: Visa-Target Settlement; Ashley Madison Hackers Post Payment Data
August 19, 2015 - By Jim Daly Visa Inc. has struck a settlement with ...
Samsung Pay’s Mag-Stripe Emulation Advantage Might Be Short-Lived
August 18, 2015 - By Kevin Woodward The debut of ...
How the Spread of Digital Payments Is Driving Online Links for Remote Devices
August 18, 2015 - By John Stewart The increasing penetration of digital payments worldwide is helping drive conversion of point-of-sale terminals, vending machines, and par...
Why Signature Authentication Trumps PINs When It Comes to EMV Credit Cards
August 17, 2015 - By John Stewart Just 45 days to go until the Oct. 1 deadline for EMV in the United States, and among the issues over which merchants are...
Spinoff Ranks PayPal as a Solid No. 4 Among Payments Companies by Market Cap
August 17, 2015 - By Jim Daly Many news accounts of PayPal Holdings Inc.’s spinoff from parent company ...

Digital Transactions August 2015

The Catalog of the Payments Revo...
Digital Transactions July 2015

About Those Free Transactions
How Debit Networks Are Mimicking...
Merchant Attrition: Specialty So...
With Fraud, It’s One Step Forw...
‘No More Transaction Fees’
A Clear View of Tokenization
Insights From the Front Lines
Tablet World
Falling Short on EMV
The P2P Revolution
Can PIN-Debit Networks Keep Ba...
What’s First Data Worth?
How To Pick a Payment Processor
Digital Transactions June 2015

Finding the User
New Life for In-Store Mobile Pay...
Little USAT’s Big Footprint in...
The Great PIN-Debit “Claw-Back...
It Pays To Be Big—Just Not Too...
Toward a Real Global Village
The Wallet on Wheels
10 Tips for Selling Small Merc...
Mobile Wallet Wars, Part Two: Th...
Transfer of Power?
Five Keys to Success Online
Government And the Perils of Pay...
Digital Transactions May 2015

So, Where’s the User?
FIS’s ‘Garage’ Steers Towa...
Now for Commerce: PayPal Embrace...
The CFPB’s Own Choke Point Gam...
Bitcoin Struggles, But Investors...
Next Stop: Algorithmic Shopping
When Short-Circuiting Is Fatal
An American Fortress
7th Annual Field Guide to Alte...
Mobile Wallet Wars: Part One Bi...
How To Drink From the Fire Hose ...
Digital Transactions April 2015

Good News for Innovation
The Slippery State of PCI Compli...
ID Fraud Heads in the Right Dire...
Merchants Frown on a Fee for Fas...
No Wallet App? Maybe You Better ...
A Slow-Acting Poison
What’s Holding up Big Data?
Finding the Payoff in Nonprofits
Special Report: Six Months And C...
Special Report: Pass the Ketchup...
Special Report: The Shift Gets S...
Special Report: The Far Horizon
The Centurion’s Dented Helmet
Enter the Payment Facilitator
Digital Transactions March 2015

Less Static for NFC
Diverging Views of Big Merchants...
Boomtown Banks on a Boom in Call...
Bill Pay: Paper in, Digital Paym...
The ACH Adds Some Octane to a Re...
Prepaid: A New Currency in Disgu...
Why Payments Are Crucial
Getting Merchants to Click
The Other Chip Card Conversion
Flush With Cash
Prepaid’s Legal Headache
Agent Compensation In an Age of ...
Minimizing Your Data Footprint
In Confronting Cyberattacks, Pre...
Digital Transactions February 2015

At Last, Finality on Durbin
Data Breaches Show Worrisome Gro...
Can EMVCo Rescue 3D Secure?
With Same-Day Clearing in Pros...
Restaurateurs Order up Omnichannel
Resignation And Retreat
Five Tests for Innovation
Elevated Acquiring Risk in the E...
A Contact Sport
Silicon Valley’s Payments Fever
Changes to PCI 3.0: Are You Re...
Bitcoin’s Achilles’ Heel: Ma...
Digital Transactions January 2015

Too Soon To Say Bitcoin And Appl...
How To Cash in on Mobile P2P?
NACHA Moves on Same-Day ACH...
...But Will Those Pesky Checks S...
A Reset for Bitcoin
What 2015 Will Bring
The Complicated World of Integra...
Bitcoin Leaves the Station
A Quickening Pulse
The CFPB’s New Prepaid Rule: T...
Digital Transactions December 2014

The Apple Pay of Its Day
Will Merchants Get the Poynt?
Online Fraud Will Rise, But Don'...
Where the Chargebacks Are
Visa’s New Year’s Resolution
Consumers Warm up to Wallets
It’s Time to Declare War
How Apple Pay Gets It Right
Apple Pay: What’s in It for Ac...
A New Age for Growth Capital
The Tug of War Over Tokenization
Say Hello to the 21st-Century Re...
Getting From Here to EMV
Digital Transactions November 2014

Don’t Write off POS Terminals ...
Do Small Businesses Plus Mobile ...
BofA Takes the EMV Lead With D...
ATM And Overdraft Fees Set Rec...
A Post-PayPal eBay Can Stock up ...
How About Apple eCash Pay?
Doing mPOS Strategically
POS Terminals Have a Future, And...
Behind the Acquirers’ M&A Spree
The 10 Most Pressing Issues in E...
Should They Stay Or Should They ...
Here Come the Bitcoin ATMs
Why It’s Different With Apple ...
Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...

PayPal To Eliminate Tiered Pricing for Its Smallest U.S. Merchants
August 27, 2015 - By Jim Daly PayPal Holdings Inc. will eliminate volume-based price tiers and charge all of its small U.S. merchants 2.9% of the sale plus 30 cents per domestic transaction c...
Lost Sales From Unfounded Rejections Dwarfs Actual Fraud Losses, Report Says
August 27, 2015 - By John Stewart While a seemingly unending rash of data breaches has payments players scrambling to adopt a panoply of fraud-fighting technologies, l...
Blackhawk Study on E-Gift Cards Shows Why Competition Is Heating up
August 26, 2015 - By Kevin Woodward Electronic gift cards are becoming more popular with consumers, and potentially creating more sales at retailers, finds a ne...
Eye on Wall Street: First Data Names IPO Underwriters; Worldpay in Play?
August 26, 2015 - By Jim Daly Payment processor First Data Corp. on Tuesday named a big cast of underwriters for its planned initial public offering of stock. Meanwhile, a G...
COMMENTARY: Get Ready for EMV’s Longer—And Different—Transactions
August 26, 2015 - By Andrey Tikhonov With all the attention being given to the upcoming EMV liability-shift deadline on Oct. 1 in the United States, one i...
How Buy Buttons And Single-Click Tech Are Driving Commerce on Smart Phones
August 26, 2015 - By John Stewart Larger screens, buy buttons, and streamlined checkouts are expected to combine to raise the profile of smart phones in e...
Global Payments Will Use Apriva’s EMV mPOS Apps for Android and iOS Devices
August 25, 2015 - By Kevin Woodward Atlanta-based merchant processor Global Payments Inc. will use mobile point-of-sale apps from ...
Education—of Consumers and Merchants—Is Now a Crucial Goal For U.S. EMV Rollout
August 24, 2015 - By Kevin Woodward As the Oct. 1 EMV liability-shift date nears, and consumers begin receiving even more credit and debit cards bearing E...
Payments Companies Gashed in Bloody Wall Street Rout
August 24, 2015 - By Jim Daly Publicly traded payments companies fared slightly worse than the major market indexes Monday in a continuation of a Wall Street selloff triggered by investor wor...
Peril of New Chargebacks Could Bring EMV Into Focus for Unaware Merchants
August 21, 2015 - By Kevin Woodward A significant chunk—44%—of small-business owners have no knowledge of the EMV liability shift coming Oct. 1. That ...
Illinois Drops Money-Transmitter Licensure Case Against Square
August 21, 2015 - By Jim Daly While many payments firms have complained about the expensive and time-consuming process of getting state money-transmitter licenses, and, more...
In This High-Stakes Poker Game, Verizon Holds More Cards Than Samsung
August 21, 2015 - By John Stewart Why won’t Verizon Wireless make nice with Samsung Pay? With the U.S. debut of Samsung Electroni...
Research Casts Doubt on Merchant And Consumer Savings From Durbin Debit Cap
August 20, 2015 - By John Stewart Evidence emerged this week that the Durbin Amendment may not be cutting debit card acceptance costs for merchants as eff...
Lying in Wait, Cyber Thieves Lick Their Chops in Anticipation of EMV Shift
August 20, 2015 - By Kevin Woodward The transition to an EMV-based payment card system in the United States could spur a long and sophisticated series of ...
AmEx Adds Rewards to Its Serve Prepaid Card, But Will Users Find It Worth the Price?
August 19, 2015 - By Kevin Woodward American Express Co. is offering new rewards and benefits for using one of its prepaid cards, but at a cost....
Eye on Security: Visa-Target Settlement; Ashley Madison Hackers Post Payment Data
August 19, 2015 - By Jim Daly Visa Inc. has struck a settlement with ...
Samsung Pay’s Mag-Stripe Emulation Advantage Might Be Short-Lived
August 18, 2015 - By Kevin Woodward The debut of ...
How the Spread of Digital Payments Is Driving Online Links for Remote Devices
August 18, 2015 - By John Stewart The increasing penetration of digital payments worldwide is helping drive conversion of point-of-sale terminals, vending machines, and par...
Why Signature Authentication Trumps PINs When It Comes to EMV Credit Cards
August 17, 2015 - By John Stewart Just 45 days to go until the Oct. 1 deadline for EMV in the United States, and among the issues over which merchants are...
Spinoff Ranks PayPal as a Solid No. 4 Among Payments Companies by Market Cap
August 17, 2015 - By Jim Daly Many news accounts of PayPal Holdings Inc.’s spinoff from parent company ...

Beyond EMV: Why You Need Multi-layered Security
July 29, 2015 With a major EMV chip card deadline looming in October, payments players expect transaction security will soon be significantly improved—and rightly so. But chip cards aren’t enough to combat a...
Mobile Wallets, What does the Future Hold?
July 23, 2015 By the end of the year, there will be at least five major third-party wallets in the market backed by deep-pocketed tech companies and retailers: Apple Pay, Google Wallet, MCX-CurrentC, PayPa...
Getting a Bite of the Apple: Making Apple Pay Work for You
March 18, 2015 Apple Pay has dominated the payments news since its launch last October, but what are its implications for merchants and other payments players? In this one-hour webinar, our panel will lay o...
Protect Your Merchants, Your Business and Your Revenue Shut Down Fraud. Add Value. Grow Your Business.
February 11, 2015 Announcing Kount Central, the powerful yet simple platform that enables online (CNP) payment processors, payment gateways, and hosted payment pages to offer industry –leading fraud protecti...
Beating the Shift: Tactics to Get Merchants from Mag Stripe to EMV by Oct. 1, 2015
November 19, 2014 With a major deadline less than a year away, acquirers, merchants, and issuers are gearing up for the conversion of the U.S. payments market to the Europay-MasterCard-Visa (EMV) chip card standard....

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