Text Size:
smallmediumlarge

Archive



Here you can find all news stories from the weekly newsletter, Digital Transactions News, and articles from Digital Transactions magazine.


ADVANCED SEARCH

You can narrow your search by topic. Please select a topic below.

You can further narrow your search by article type. Please choose an article type below.




Cardtronics To Lose Its Biggest Customer as 7-Eleven Shifts ATM Operations to Affiliate
July 7, 2015 - By Jim Daly Retail ATM network owner and manager Cardtronics Inc. reported Tuesday morning that its biggest merchant customer, Dallas-ba...
Credit Card Volume Gains in Resurgent Economy, as Debit Card Use Trails
July 7, 2015 - By Kevin Woodward Credit card use, even in merchant categories dominated by debit cards, appears to be growing quicker than debit card use, re...
COMMENTARY: Don’t Let the Scourge of ‘Friendly Fraud’ Hurt Your Bottom Line
July 6, 2015 - By Tami Cohorst You may have heard the term, “friendly fraud.” It’s no surprise, then, that there’s nothing friendly about it. A...
Europeans Ahead of Americans With Contactless Payments, Visa Europe Data Indicate
July 6, 2015 - By Jim Daly New data from Visa Europe indicate that while contactless payments are still a small portion of European card-based payments, they’re growing fast and likely f...
The PCI Council Updates Standards for Point-to-Point Encryption and Card Readers
July 2, 2015 - By Jim Daly The PCI Security Standards Council this week updated its standards governing point-to-point data encryption (P2PE) and card-reading devices for...
Spurred by Heavier Marketing, Gift Card Loads Grew 9% in 2014, New Report Says
July 1, 2015 - By John Stewart With a little more marketing oomph behind it, the gift card market rebounded in 2014 after a down year in 2013, according to a...
PayPal To Acquire Online Wire-Transfer Provider Xoom for $890 Million in Cash
July 1, 2015 - By Jim Daly PayPal Inc. plans to buy online wire-transfer provider Xoom Corp. in an all-cash deal valued at $890 million, the companies announced late Wednesday. The planned...
COMMENTARY: Why I Have Only One Apple Pay Credential Loaded for Apple Watch
June 30, 2015 - By Kevin Woodward There’s something off about the Apple Watch, especially when it comes to Apple Pay. It’s a ...
Facebook Enables Messenger P2P Payments Nationwide
June 30, 2015 - By Kevin Woodward Social-media network Facebook Inc. says its Messenger person-to-person payments service is available nationwide beginn...
MasterCard, Google, Other Corporates Join Payments-Startup Investment Frenzy
June 29, 2015 - By John Stewart While payments startups are enjoying a record flood of ...
Xoom Faces Growing Competition From PayPal and Traditional Wire-Transfer Rivals
June 29, 2015 - By Jim Daly Despite its strengths, online wire-transfer provider Xoom Inc. faces increasingly tough competition from newer market entrants such as PayPal Inc., which is taki...
Eye on Security: NCR Warns of New ATM Attack Method; Breach Suspected at Theme Park
June 26, 2015 - By Jim Daly Leading ATM manufacturer NCR Corp. this week issued a warning about a new variant of card skimming that gives an ATM user no clue that the machine’s card reade...
EMV Confusion Helps Lift Encryption to Top of Merchants’ Security-Tech List
June 26, 2015 - By Kevin Woodward Encryption technologies, which mask sensitive card data with mathematically derived characters and numbers, appear to ...
PayPal and eBay Will Officially Go Their Separate Ways July 17
June 26, 2015 - By Jim Daly Directors of online auction and e-commerce giant eBay Inc. on Friday formally approved previously announced plans to separate eBay from its big payments subsidia...
Rushing to Beat U.S. EMV Deadline, Fraudsters Push up U.K. Cross-Border Debit Loss
June 26, 2015 - By John Stewart America’s tardiness in adopting EMV chip card technology has long been known to contribute to rising rates of fraud here, but now i...
With New Funding, PayRange Targets Contactless Payments in Vending Machines
June 25, 2015 - By Kevin Woodward With $12 million in new funding, PayRange Inc. wants to place more of its Bluetooth-equipped dongles inside vending ma...
How Its PocketMath Deal Bolsters XpressBuy’s Push for Multiplatform Buy Buttons
June 24, 2015 - By John Stewart While social networks like Facebook, Twitter, and Pinterest develop so-called buy buttons for the ads they sell, third-p...
COMMENTARY: Common Errors in Merchant Funding And How To Fix Them
June 24, 2015 - By David Rubin As I see it, there are three main areas of vulnerability for merchant cash-advance (MCA) providers: ...
Canadian Parliament Report Recommends a ‘Light Touch’ in Virtual-Currency Regulation
June 23, 2015 - By Jim Daly As states and national governments consider regulations for virtual currencies, a new report from a Canadian Senate committee recommends a “l...
Money Taps Are Turned on Full for Payments Startups As a Record Year Looms
June 22, 2015 - By John Stewart The gold rush in payments-startup financ...

Digital Transactions July 2015

About Those Free Transactions
How Debit Networks Are Mimicking...
Merchant Attrition: Specialty So...
With Fraud, It’s One Step Forw...
‘No More Transaction Fees’
A Clear View of Tokenization
Insights From the Front Lines
Tablet World
Falling Short on EMV
The P2P Revolution
Can PIN-Debit Networks Keep Ba...
What’s First Data Worth?
How To Pick a Payment Processor
Digital Transactions June 2015

Finding the User
New Life for In-Store Mobile Pay...
Little USAT’s Big Footprint in...
The Great PIN-Debit “Claw-Back...
It Pays To Be Big—Just Not Too...
Toward a Real Global Village
The Wallet on Wheels
10 Tips for Selling Small Merc...
Mobile Wallet Wars, Part Two: Th...
Transfer of Power?
Five Keys to Success Online
Government And the Perils of Pay...
Digital Transactions May 2015

So, Where’s the User?
FIS’s ‘Garage’ Steers Towa...
Now for Commerce: PayPal Embrace...
The CFPB’s Own Choke Point Gam...
Bitcoin Struggles, But Investors...
Next Stop: Algorithmic Shopping
When Short-Circuiting Is Fatal
An American Fortress
7th Annual Field Guide to Alte...
Mobile Wallet Wars: Part One Bi...
How To Drink From the Fire Hose ...
Digital Transactions April 2015

Good News for Innovation
The Slippery State of PCI Compli...
ID Fraud Heads in the Right Dire...
Merchants Frown on a Fee for Fas...
No Wallet App? Maybe You Better ...
A Slow-Acting Poison
What’s Holding up Big Data?
Finding the Payoff in Nonprofits
Special Report: Six Months And C...
Special Report: Pass the Ketchup...
Special Report: The Shift Gets S...
Special Report: The Far Horizon
The Centurion’s Dented Helmet
Enter the Payment Facilitator
Digital Transactions March 2015

Less Static for NFC
Diverging Views of Big Merchants...
Boomtown Banks on a Boom in Call...
Bill Pay: Paper in, Digital Paym...
The ACH Adds Some Octane to a Re...
Prepaid: A New Currency in Disgu...
Why Payments Are Crucial
Getting Merchants to Click
The Other Chip Card Conversion
Flush With Cash
Prepaid’s Legal Headache
Agent Compensation In an Age of ...
Minimizing Your Data Footprint
In Confronting Cyberattacks, Pre...
Digital Transactions February 2015

At Last, Finality on Durbin
Data Breaches Show Worrisome Gro...
Can EMVCo Rescue 3D Secure?
With Same-Day Clearing in Pros...
Restaurateurs Order up Omnichannel
Resignation And Retreat
Five Tests for Innovation
Elevated Acquiring Risk in the E...
A Contact Sport
Silicon Valley’s Payments Fever
Changes to PCI 3.0: Are You Re...
Bitcoin’s Achilles’ Heel: Ma...
Digital Transactions January 2015

Too Soon To Say Bitcoin And Appl...
How To Cash in on Mobile P2P?
NACHA Moves on Same-Day ACH...
...But Will Those Pesky Checks S...
A Reset for Bitcoin
What 2015 Will Bring
The Complicated World of Integra...
Bitcoin Leaves the Station
A Quickening Pulse
The CFPB’s New Prepaid Rule: T...
Digital Transactions December 2014

The Apple Pay of Its Day
Will Merchants Get the Poynt?
Online Fraud Will Rise, But Don'...
Where the Chargebacks Are
Visa’s New Year’s Resolution
Consumers Warm up to Wallets
It’s Time to Declare War
How Apple Pay Gets It Right
Apple Pay: What’s in It for Ac...
A New Age for Growth Capital
The Tug of War Over Tokenization
Say Hello to the 21st-Century Re...
Getting From Here to EMV
Digital Transactions November 2014

Don’t Write off POS Terminals ...
Do Small Businesses Plus Mobile ...
BofA Takes the EMV Lead With D...
ATM And Overdraft Fees Set Rec...
A Post-PayPal eBay Can Stock up ...
How About Apple eCash Pay?
Doing mPOS Strategically
POS Terminals Have a Future, And...
Behind the Acquirers’ M&A Spree
The 10 Most Pressing Issues in E...
Should They Stay Or Should They ...
Here Come the Bitcoin ATMs
Why It’s Different With Apple ...
Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy

Cardtronics To Lose Its Biggest Customer as 7-Eleven Shifts ATM Operations to Affiliate
July 7, 2015 - By Jim Daly Retail ATM network owner and manager Cardtronics Inc. reported Tuesday morning that its biggest merchant customer, Dallas-ba...
Credit Card Volume Gains in Resurgent Economy, as Debit Card Use Trails
July 7, 2015 - By Kevin Woodward Credit card use, even in merchant categories dominated by debit cards, appears to be growing quicker than debit card use, re...
COMMENTARY: Don’t Let the Scourge of ‘Friendly Fraud’ Hurt Your Bottom Line
July 6, 2015 - By Tami Cohorst You may have heard the term, “friendly fraud.” It’s no surprise, then, that there’s nothing friendly about it. A...
Europeans Ahead of Americans With Contactless Payments, Visa Europe Data Indicate
July 6, 2015 - By Jim Daly New data from Visa Europe indicate that while contactless payments are still a small portion of European card-based payments, they’re growing fast and likely f...
The PCI Council Updates Standards for Point-to-Point Encryption and Card Readers
July 2, 2015 - By Jim Daly The PCI Security Standards Council this week updated its standards governing point-to-point data encryption (P2PE) and card-reading devices for...
Digital Transactions July 2015
July 1, 2015 - http://www.nxtbook.com/nxtbooks/dt/201507/...
Spurred by Heavier Marketing, Gift Card Loads Grew 9% in 2014, New Report Says
July 1, 2015 - By John Stewart With a little more marketing oomph behind it, the gift card market rebounded in 2014 after a down year in 2013, according to a...
PayPal To Acquire Online Wire-Transfer Provider Xoom for $890 Million in Cash
July 1, 2015 - By Jim Daly PayPal Inc. plans to buy online wire-transfer provider Xoom Corp. in an all-cash deal valued at $890 million, the companies announced late Wednesday. The planned...
About Those Free Transactions
July 1, 2015 - The Gimlet Eye Is there a movement going on to do away with transaction fees? Here are some recent examples: Dwolla, the Iowa-based processor, said last month it was ...
How Debit Networks Are Mimicking FANF
July 1, 2015 - Some of the nation’s major PIN-debit networks over the past couple of years have quietly instituted so-called participation fees that are assessed for each merchant location in the network. ...
Merchant Attrition: Specialty Software And Education Help
July 1, 2015 - Merchant attrition in the acquiring business fell to 21% in 2014, down from 22% in 2013. That may not sound like much, but in this business, where merchant processors and independent sales organiza...
With Fraud, It’s One Step Forward, Two Back
July 1, 2015 - Point-of-sale payment card fraud will be easing off, thanks largely to the introduction of EMV chip card payments to the U.S. in the next few years. But fraudsters, according to a new report from J...
‘No More Transaction Fees’
July 1, 2015 - Should transactions be free? Dwolla Inc. thinks so. The processor last month eliminated its 25-cent transaction fee, effective on all transactions types. The fee, which had applied to transa...
A Clear View of Tokenization
July 1, 2015 - Security Notes Let’s begin with a statement that contradicts most texts on the subject: Tokenization is a form of encryption. Encryption is a process wherein a piec...
Insights From the Front Lines
July 1, 2015 - Payments 3.0 Among the payments topics discussed at the huge NACHA Payments 2015 conference, held in April in New Orleans, several stood out, both for the difficulty of the ...
Tablet World
July 1, 2015 - By Kevin Woodward Mobile POS devices may not displace entirely the traditional countertop POS terminal, but they could come close. It emerged six years ago a...
Falling Short on EMV
July 1, 2015 - By Jim Daly Every U.S. EMV chip card will have a backup magnetic stripe. That ensures widespread acceptance but can present risks. As EMV chip card payments ...
The P2P Revolution
July 1, 2015 - By John Stewart Mobile peer-to-peer transfer has led to ubiquitous, real-time payment in a social context. But can anyone make any money in this business? No...
Can PIN-Debit Networks Keep Banks in the P2P Game?
July 1, 2015 - By John Stewart Now that companies like Dwolla Inc., Facebook Inc., Microsoft Corp., and Square Inc. are making headlines with actual or expected services for a booming pers...
What’s First Data Worth?
July 1, 2015 - Possibly as soon as later this year, the processing giant will undergo a mammoth IPO. Here, a payments-industry analyst sizes up what the company can offer investors. The world’s ...

SPECIAL FEATURE

Read Digital Transactions Online
read more