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With Holiday Gift Card Sales Wilting, Issuers Will Have to Push Harder, Add Digital
December 17, 2014 - By John Stewart The earliest known example of a closed-loop gift card was offered during the Christmas holiday season in 1916 by Hampton...
Digital River Re-Ups With Microsoft, Removing a Cloud Over Its Planned Buy-Out
December 17, 2014 - By Jim Daly Investors in Digital River Inc.’s stock reacted with exultation Wednesday morning when the gateway and e-commerce services provider disclosed...
NCR Silver Adds LevelUp as a Payment And Marketing Option
December 17, 2014 - By Kevin Woodward NCR Corp. has added mobile payment and marketing provider LevelUp as an option for merchants using NCR Silver, NCR’s tablet-based point...
Mobile Bill Pay Surges Ahead With ‘Hockey-Stick’ Growth, According to Survey
December 17, 2014 - By John Stewart While the payments industry waits for ...
VeriFone and First Data Team Up on Integrated POS System Security Effort
December 16, 2014 - By Kevin Woodward Merchants using integrated point-of-sale systems and that process payments with ...
Digital Card Device WocketWallet Shipping by the End of the Year
December 15, 2014 - By Kevin Woodward Consumers looking for a way to transform their credit, debit, and loyalty cards into electronic versions soon will have a new option with...
EMV Continues Lifting VeriFone as the Terminal Maker Preps for the 'Year of Product'
December 15, 2014 - By Jim Daly Point-of-sale terminal maker VeriFone Systems Inc. saw a nearly 20% increase in its fourth-quarter North American revenues as U.S. merchants continued to prepare...
Criminals Only Half the Problem When It Comes to Passwords: Report
December 12, 2014 - By Kevin Woodward Consumer behavior poses just as much of a threat to the proper use of passwords as do the actions of criminals intent on cracking those p...
While Bitcoin Spending Fell Short, Overstock’s Byrne Remains Bullish for the Future
December 12, 2014 - By John Stewart When it comes to Bitcoin, no major merchant has more experience with the digital currency than e-commerce giant ...
House Report Criticizes the FDIC’s Alleged Attempts To Shut Out Disfavored Merchants
December 12, 2014 - By Jim Daly A U.S. House of Representatives committee released a report this week blasting the Federal Deposit Insurance Corp. for its role in Operation Ch...
Apple Users Seem ‘More Engaged’ Than Android Users As Banks Find Not All Mobile Is Equal
December 11, 2014 - By John Stewart While payments executives are abuzz about how mobile devices are transforming the business, they are slowly coming to realize ...
United To Use iPhones as Payment Terminals on Flights
December 11, 2014 - By Kevin Woodward ...
With Direct Service, Dwolla Streamlines Payments to Persons Without Dwolla Accounts
December 11, 2014 - By John Stewart Dwolla Inc. has entered the race to simplify—and ultimately speed up—payments between individuals and between organi...
Gateway Charge Anywhere Discloses a Breach Affecting Undisclosed Number of Credit and Debit Cards
December 10, 2014 - By Kevin Woodward Chalk another payment data-breach up for the bad guys. Payment gateway Charge Anywhere LLC announced Tuesday it discovered a breach of it...
Gift Card Sales To Surpass $124 Billion in 2014
December 10, 2014 - By Kevin Woodward Gift cards sales in 2014 will top $124 billion in the United States, but that comes amid slowing growth, says a new report from CEB Tower...
Discover Forecasts $35 Million in 2015 EMV Costs and Is ‘Open for Business’ in Mobile Payments
December 10, 2014 - By Jim Daly Discover Financial Services expects to incur $35 million in incremental costs next year for Europay-MasterCard-Visa chip card issuance and acceptance, chief exec...
NACHA Opens Comment Period for Its New Proposal to Launch Same-Day ACH Settlement
December 9, 2014 - By John Stewart NACHA on Tuesday opened for comment a sweeping proposal to introduce a same-day settlement mechanism for the automated c...
Chick-fil-A Serves Up a Mobile Payment And Ordering App
December 9, 2014 - By Kevin Woodward Fast-food restaurant chain Chick-fil-A Inc. has jumped into the mobile-payments frying pan with the debut Monday of a mobile payment and ...
The FIDO Alliance Releases Version 1 of Its Post-Password Online Authentication Standard
December 9, 2014 - By Jim Daly The Fast IDentity Online (FIDO) Alliance, a non-profit with more than 150 members in banking, payments, technology, and other industries, on Tu...
Will the Persistence of Checks Undermine Efforts To Build Faster-Payments Systems?
December 9, 2014 - By John Stewart Financial institutions, processors, and regulators have been moving toward systems that speed up electronic payments, bu...

Digital Transactions December 2014

The Apple Pay of Its Day
Will Merchants Get the Poynt?
Online Fraud Will Rise, But Don'...
Where the Chargebacks Are
Visa’s New Year’s Resolution
Consumers Warm up to Wallets
It’s Time to Declare War
How Apple Pay Gets It Right
Apple Pay: What’s in It for Ac...
A New Age for Growth Capital
The Tug of War Over Tokenization
Say Hello to the 21st-Century Re...
Getting From Here to EMV
Digital Transactions November 2014

Don’t Write off POS Terminals ...
Do Small Businesses Plus Mobile ...
BofA Takes the EMV Lead With D...
ATM And Overdraft Fees Set Rec...
A Post-PayPal eBay Can Stock up ...
How About Apple eCash Pay?
Doing mPOS Strategically
POS Terminals Have a Future, And...
Behind the Acquirers’ M&A Spree
The 10 Most Pressing Issues in E...
Should They Stay Or Should They ...
Here Come the Bitcoin ATMs
Why It’s Different With Apple ...
Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy
Digital Transactions November 2013

The Gimlet Eye: Glimmers of Hop...
Trends & Tactics
Edward Snowden’s Valuable Lesson
Acquiring: The Zero Option
Security: Peace of Mind: Is It W...
Card Makers Look To Fill Their E...
Cover Story: The 10 Most Pressin...
Endpoint: Transformational, Not ...
Digital Transactions October 2013

The Gimlet Eye: Acquirers’ App...
Trends & Tactics
Security Notes: Get Ready for Al...
Acquiring: Europe’s Card-Fee C...
Strategies: It’s Time for Mobi...
Cover Story: States’ Rights
Opinion & Analysis: Why Have Bi...
Security: Dealing with Dupes
Endpoint: What Acquirers Need To...
Digital Transactions September 2013

The Gimlet Eye: Here Comes the J...
Trends & Tactics
Security Notes: Digital Currency...
Acquiring: ISOs Enter the Age of...
Strategies: How AmEx’s Bluebir...
Security: Are Small Merchants Fi...
Cover Story: Wall Street Pulls t...
Networks: Once Again, with Feel...
Networks: UnionPay’s Play for...
Components: Ticket Sales Get Pum...
Endpoint: Why the Risk of Mobile...
Digital Transactions August 2013
Digital Transactions July 2013

The Gimlet Eye: We’ve Heard...
Trends & Tactics
Security Notes: The Age of Bit M...
Acquiring: A Rough First Mile
Strategies: Where Small Is Beaut...
Networks: No PIN, No Problem
Cover Story: So You Want To Get ...
Security: When Passwords Are Not...
Components: The Changing Role of...
M-Commerce: Mobile Shopping Is C...
M-Commerce: Mobile Payments: The...
Endpoint: Time To Get Behind the...
Digital Transactions June 2013

The Gimlet Eye: With EMV Coming,...
Trends & Tactics
Security Notes: Too Late for EM...
Acquiring: Fee Fight
Security: The Battle of the Bits
Cover Story: Faster Payments
Opinion & Analysis: How to Place...
Components: What NFC’s Uptick ...
Endpoint: Putting Mobile on the ...
Digital Transactions May 2013

The Gimlet Eye: Beware of the Hype
Trends & Tactics: Cutting Throug...
Security Notes: The Digital Mone...
Acquiring: Fighting Back
Security: Good News, Bad News Ab...
Cover Story: Annual Guide to Alt...
Endpoint: The New Mobile Ecosystem

With Holiday Gift Card Sales Wilting, Issuers Will Have to Push Harder, Add Digital
December 17, 2014 - By John Stewart The earliest known example of a closed-loop gift card was offered during the Christmas holiday season in 1916 by Hampton...
Digital River Re-Ups With Microsoft, Removing a Cloud Over Its Planned Buy-Out
December 17, 2014 - By Jim Daly Investors in Digital River Inc.’s stock reacted with exultation Wednesday morning when the gateway and e-commerce services provider disclosed...
NCR Silver Adds LevelUp as a Payment And Marketing Option
December 17, 2014 - By Kevin Woodward NCR Corp. has added mobile payment and marketing provider LevelUp as an option for merchants using NCR Silver, NCR’s tablet-based point...
Mobile Bill Pay Surges Ahead With ‘Hockey-Stick’ Growth, According to Survey
December 17, 2014 - By John Stewart While the payments industry waits for ...
VeriFone and First Data Team Up on Integrated POS System Security Effort
December 16, 2014 - By Kevin Woodward Merchants using integrated point-of-sale systems and that process payments with ...
Digital Card Device WocketWallet Shipping by the End of the Year
December 15, 2014 - By Kevin Woodward Consumers looking for a way to transform their credit, debit, and loyalty cards into electronic versions soon will have a new option with...
EMV Continues Lifting VeriFone as the Terminal Maker Preps for the 'Year of Product'
December 15, 2014 - By Jim Daly Point-of-sale terminal maker VeriFone Systems Inc. saw a nearly 20% increase in its fourth-quarter North American revenues as U.S. merchants continued to prepare...
Criminals Only Half the Problem When It Comes to Passwords: Report
December 12, 2014 - By Kevin Woodward Consumer behavior poses just as much of a threat to the proper use of passwords as do the actions of criminals intent on cracking those p...
While Bitcoin Spending Fell Short, Overstock’s Byrne Remains Bullish for the Future
December 12, 2014 - By John Stewart When it comes to Bitcoin, no major merchant has more experience with the digital currency than e-commerce giant ...
House Report Criticizes the FDIC’s Alleged Attempts To Shut Out Disfavored Merchants
December 12, 2014 - By Jim Daly A U.S. House of Representatives committee released a report this week blasting the Federal Deposit Insurance Corp. for its role in Operation Ch...
Apple Users Seem ‘More Engaged’ Than Android Users As Banks Find Not All Mobile Is Equal
December 11, 2014 - By John Stewart While payments executives are abuzz about how mobile devices are transforming the business, they are slowly coming to realize ...
United To Use iPhones as Payment Terminals on Flights
December 11, 2014 - By Kevin Woodward ...
With Direct Service, Dwolla Streamlines Payments to Persons Without Dwolla Accounts
December 11, 2014 - By John Stewart Dwolla Inc. has entered the race to simplify—and ultimately speed up—payments between individuals and between organi...
Gateway Charge Anywhere Discloses a Breach Affecting Undisclosed Number of Credit and Debit Cards
December 10, 2014 - By Kevin Woodward Chalk another payment data-breach up for the bad guys. Payment gateway Charge Anywhere LLC announced Tuesday it discovered a breach of it...
Gift Card Sales To Surpass $124 Billion in 2014
December 10, 2014 - By Kevin Woodward Gift cards sales in 2014 will top $124 billion in the United States, but that comes amid slowing growth, says a new report from CEB Tower...
Discover Forecasts $35 Million in 2015 EMV Costs and Is ‘Open for Business’ in Mobile Payments
December 10, 2014 - By Jim Daly Discover Financial Services expects to incur $35 million in incremental costs next year for Europay-MasterCard-Visa chip card issuance and acceptance, chief exec...
NACHA Opens Comment Period for Its New Proposal to Launch Same-Day ACH Settlement
December 9, 2014 - By John Stewart NACHA on Tuesday opened for comment a sweeping proposal to introduce a same-day settlement mechanism for the automated c...
Chick-fil-A Serves Up a Mobile Payment And Ordering App
December 9, 2014 - By Kevin Woodward Fast-food restaurant chain Chick-fil-A Inc. has jumped into the mobile-payments frying pan with the debut Monday of a mobile payment and ...
The FIDO Alliance Releases Version 1 of Its Post-Password Online Authentication Standard
December 9, 2014 - By Jim Daly The Fast IDentity Online (FIDO) Alliance, a non-profit with more than 150 members in banking, payments, technology, and other industries, on Tu...
Will the Persistence of Checks Undermine Efforts To Build Faster-Payments Systems?
December 9, 2014 - By John Stewart Financial institutions, processors, and regulators have been moving toward systems that speed up electronic payments, bu...

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