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Spurning Publicity, Amazon Launches a Mobile Wallet with Modest Features—So Far
July 22, 2014 - By John Stewart Without fanfare, Amazon.com Inc. last week introduced a trial version of its first digital wallet. The free Android app, known as Amazon Wa...
Durbin Routing Rules Should Apply to ATMs, ATMIA Urges in Meeting with Fed
July 22, 2014 - By Kevin Woodward The ATM Industry Association met today with members of the Federal Reserve staff to discuss making ATM debit transacti...
ACI To Expand Its Fraud-Protection Services Menu Through Its Acquisition of ReD
July 21, 2014 - By Jim Daly After beefing up its bill-payment services through two acquisitions in 2013, ACI Worldwide Inc. is now turning its attention to fraud preventio...
Ontario Teachers’ Pension Plan’s Deal for First American Underscores Profitability of Merchant Processing
July 21, 2014 - By Kevin Woodward An investment consortium led by the Ontario Teachers’ Pension Plan is buying First American Payment Systems L.P., a Fort Worth, Texas-b...
Another Zero Option: Cloud-based POS Provider Pose Drops Its Software Fee
July 21, 2014 - By Kevin Woodward Pose POS Ltd., a cloud-based point-of-sale system, has changed its pricing model to a free one, at least for the monthly fee. ...
Twitter, Facebook Make Payments Moves, But Do They Threaten Payments Firms?
July 18, 2014 - By Jim Daly Twitter Inc. and Facebook Inc. both made moves in the electronic-payments space this week, but analysts question whether the giant social netwo...
Merchants Face A SNAP Decision on Payment Terminals
July 17, 2014 - By Kevin Woodward Many merchants that accept Supplemental Nutrition Assistance Program transactions face an important decision between now and Sept. 21. By...
Visa Revamps Its Online Wallet, And Gives It a New Name: Visa Checkout
July 17, 2014 - By Kevin Woodward Visa Inc. says its new online payment service, Visa Checkout, should help improve conversion rates for e-commerce retailers by making it ...
PCI Council Puts Trustwave’s Payment-Software Assessment Practice ‘In Remediation’
July 16, 2014 - By Jim Daly The PCI Security Standards Council has placed Trustwave Holdings Inc.’s business of assessing payment-processing software for compliance with...
PayPal Brushes off a ‘Challenging’ Period for Parent eBay, Posting Solid Gains
July 16, 2014 - By John Stewart PayPal Inc. enjoyed a solid quarter of growth despite what eBay Inc. chief executive John Donahoe characterized Wednesday as a “cha...
Digital Transactions’s Jenisch Wins Industry Achievement Award from MidWest Acquirers
July 16, 2014 - By John Stewart Robert A. Jenisch, publisher of Digital Transactions, Digital Transactions News, and Digitaltransactions.net, received th...
Federal Officials Tell Their Side of the Operation Choke Point Story
July 15, 2014 - By Jim Daly They came in for more bashing at a House subcommittee hearing Tuesday, but several federal government officials at least got a chance to give t...
ISOs And Acquirers Face Myriad Issues Over the Next 12 Months: Survey
July 15, 2014 - By Kevin Woodward Increasing competition, slow growth, and staying abreast of changing technology top the list of issues facing independent sales organizat...
Countering Operation Choke Point, Acquirers Canceled 10,000 Fraudulent Merchants
July 14, 2014 - By Jim Daly Seeking to contrast the merchant-acquiring industry’s actual practices with the impression created by the government’s Operation Choke Point tha...
Eye on Management: Leadership Change at the PCI Council; Roam Data’s Paull Leaves
July 10, 2014 - By Jim Daly and John Stewart The PCI Security Standards Council has hired a former MasterCard Inc. executive as its new general manager ...
How Bluetooth Beacons Are Central to GoPago And Slyde Mobile Payment And Offers App
July 10, 2014 - By Kevin Woodward Bluetooth low energy beacons will play a key role in a mobile payment and loyalty service being developed by SK Planet Inc. and DoubleBea...
Researcher Proclaims the ‘Tender Truth’ About the High Cost of Cash
July 9, 2014 - By Jim Daly Merchants like to gripe about the cost of payment card interchange and processing expenses, but relatively few have done a close analysis of wh...
Offering a Vault And a Wallet, Bitcoin Venture Xapo Prepares Mid-July Debit Card Launch
July 9, 2014 - By Kevin Woodward Bitcoin vault provider Xapo Ltd. is days away from sending debit cards backed by the digital currency to consumers with registered Xapo B...
Deciding to Change the Isis Brand May Be the Easy Part Compared to Doing It
July 8, 2014 - By John Stewart The decision by JVL Ventures LLC to rename its Isis mobile-payments company may have been the easy part. Actually scrapping the brand and repl...
It May Be Late to Faster-Funding Game, But PayPal Boasts Size And Experience Edge
July 8, 2014 - By John Stewart Catching up with rivals, PayPal Inc. on Monday joined a growing list of e-payments providers that are speeding up settle...

Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy
Digital Transactions November 2013

The Gimlet Eye: Glimmers of Hop...
Trends & Tactics
Edward Snowden’s Valuable Lesson
Acquiring: The Zero Option
Security: Peace of Mind: Is It W...
Card Makers Look To Fill Their E...
Cover Story: The 10 Most Pressin...
Endpoint: Transformational, Not ...
Digital Transactions October 2013

The Gimlet Eye: Acquirers’ App...
Trends & Tactics
Security Notes: Get Ready for Al...
Acquiring: Europe’s Card-Fee C...
Strategies: It’s Time for Mobi...
Cover Story: States’ Rights
Opinion & Analysis: Why Have Bi...
Security: Dealing with Dupes
Endpoint: What Acquirers Need To...
Digital Transactions September 2013

The Gimlet Eye: Here Comes the J...
Trends & Tactics
Security Notes: Digital Currency...
Acquiring: ISOs Enter the Age of...
Strategies: How AmEx’s Bluebir...
Security: Are Small Merchants Fi...
Cover Story: Wall Street Pulls t...
Networks: Once Again, with Feel...
Networks: UnionPay’s Play for...
Components: Ticket Sales Get Pum...
Endpoint: Why the Risk of Mobile...
Digital Transactions August 2013
Digital Transactions July 2013

The Gimlet Eye: We’ve Heard...
Trends & Tactics
Security Notes: The Age of Bit M...
Acquiring: A Rough First Mile
Strategies: Where Small Is Beaut...
Networks: No PIN, No Problem
Cover Story: So You Want To Get ...
Security: When Passwords Are Not...
Components: The Changing Role of...
M-Commerce: Mobile Shopping Is C...
M-Commerce: Mobile Payments: The...
Endpoint: Time To Get Behind the...
Digital Transactions June 2013

The Gimlet Eye: With EMV Coming,...
Trends & Tactics
Security Notes: Too Late for EM...
Acquiring: Fee Fight
Security: The Battle of the Bits
Cover Story: Faster Payments
Opinion & Analysis: How to Place...
Components: What NFC’s Uptick ...
Endpoint: Putting Mobile on the ...
Digital Transactions May 2013

The Gimlet Eye: Beware of the Hype
Trends & Tactics: Cutting Throug...
Security Notes: The Digital Mone...
Acquiring: Fighting Back
Security: Good News, Bad News Ab...
Cover Story: Annual Guide to Alt...
Endpoint: The New Mobile Ecosystem
Digital Transactions April 2013

The Gimlet Eye: A Big—But Not ...
Trends & Tactics: The Fed Lets I...
Security Notes: Loyalty vs. Nati...
Acquiring: Is the National Merch...
Acquiring: Capped Off
M-Commerce: Passbook: Apple’s ...
Components: Retail ATM Deployers...
Cover Story:The Rise of Merchant...
Components: Tablets as ECRs
Security: The Dynamic Duo
Strategies: The Merchants’ Imp...
Endpoint: The Virtues of Virtual...
Digital Transactions March 2013

The Gimlet Eye: The Higher Law
Trends & Tactics: Fraudsters’ ...
Security Notes: The New Age of C...
Acquiring: What You Should Know ...
Networks: Prepaid Cards Navigate...
M-Commerce: Redeeming Redemption
Cover Story: Durbinizing EMV
Opinion & Analysis: Could NFC Pa...
Security: A Fertile New Field fo...
Endpoint: Stress Points in Acqui...
Digital Transactions January 2013

The Gimlet Eye: Mobile Payments:...
Trends & Tactics
Security Notes: Welcome to the N...
Acquiring: Lots of Opportunity
Components: Locking Down the Dig...
Cover Story: The Coming Shakeout...
Networks: Trying To Stay on Top
M-Commerce: Isis Looks for Ferti...
Endpoint: You Don’t Have To Be...
Digital Transactions December 2012

The Gimlet Eye: How To Cut Inter...
Trends & Tactics: Level 4s And P...
Security Notes: Sandy’s Timely...
Acquiring: Stumbling Blocks on t...
E-Commerce: Minting New Ideas fo...
Cover Story: Private Equity’s ...
Security: The Value of Added Sec...
Endpoint: P2P: Digital Payments...
Digital Transactions November 2012

The Gimlet Eye: The Fed’s Prep...
Trends & Tactics: Groupon Moves ...
Security Notes: Prepare for War ...
Acquiring: The Troubled World of...
E-Commerce: The Online Specialists
Components: Equinox Looks for a ...
Cover Story: Sixth Annual The 10...
M-Commerce: App vs. Browser
Endpoint: Six Questions to Ask V...

Spurning Publicity, Amazon Launches a Mobile Wallet with Modest Features—So Far
July 22, 2014 - By John Stewart Without fanfare, Amazon.com Inc. last week introduced a trial version of its first digital wallet. The free Android app, known as Amazon Wa...
Durbin Routing Rules Should Apply to ATMs, ATMIA Urges in Meeting with Fed
July 22, 2014 - By Kevin Woodward The ATM Industry Association met today with members of the Federal Reserve staff to discuss making ATM debit transacti...
ACI To Expand Its Fraud-Protection Services Menu Through Its Acquisition of ReD
July 21, 2014 - By Jim Daly After beefing up its bill-payment services through two acquisitions in 2013, ACI Worldwide Inc. is now turning its attention to fraud preventio...
Ontario Teachers’ Pension Plan’s Deal for First American Underscores Profitability of Merchant Processing
July 21, 2014 - By Kevin Woodward An investment consortium led by the Ontario Teachers’ Pension Plan is buying First American Payment Systems L.P., a Fort Worth, Texas-b...
Another Zero Option: Cloud-based POS Provider Pose Drops Its Software Fee
July 21, 2014 - By Kevin Woodward Pose POS Ltd., a cloud-based point-of-sale system, has changed its pricing model to a free one, at least for the monthly fee. ...
Twitter, Facebook Make Payments Moves, But Do They Threaten Payments Firms?
July 18, 2014 - By Jim Daly Twitter Inc. and Facebook Inc. both made moves in the electronic-payments space this week, but analysts question whether the giant social netwo...
Merchants Face A SNAP Decision on Payment Terminals
July 17, 2014 - By Kevin Woodward Many merchants that accept Supplemental Nutrition Assistance Program transactions face an important decision between now and Sept. 21. By...
Visa Revamps Its Online Wallet, And Gives It a New Name: Visa Checkout
July 17, 2014 - By Kevin Woodward Visa Inc. says its new online payment service, Visa Checkout, should help improve conversion rates for e-commerce retailers by making it ...
PCI Council Puts Trustwave’s Payment-Software Assessment Practice ‘In Remediation’
July 16, 2014 - By Jim Daly The PCI Security Standards Council has placed Trustwave Holdings Inc.’s business of assessing payment-processing software for compliance with...
PayPal Brushes off a ‘Challenging’ Period for Parent eBay, Posting Solid Gains
July 16, 2014 - By John Stewart PayPal Inc. enjoyed a solid quarter of growth despite what eBay Inc. chief executive John Donahoe characterized Wednesday as a “cha...
Digital Transactions’s Jenisch Wins Industry Achievement Award from MidWest Acquirers
July 16, 2014 - By John Stewart Robert A. Jenisch, publisher of Digital Transactions, Digital Transactions News, and Digitaltransactions.net, received th...
Federal Officials Tell Their Side of the Operation Choke Point Story
July 15, 2014 - By Jim Daly They came in for more bashing at a House subcommittee hearing Tuesday, but several federal government officials at least got a chance to give t...
ISOs And Acquirers Face Myriad Issues Over the Next 12 Months: Survey
July 15, 2014 - By Kevin Woodward Increasing competition, slow growth, and staying abreast of changing technology top the list of issues facing independent sales organizat...
Countering Operation Choke Point, Acquirers Canceled 10,000 Fraudulent Merchants
July 14, 2014 - By Jim Daly Seeking to contrast the merchant-acquiring industry’s actual practices with the impression created by the government’s Operation Choke Point tha...
Eye on Management: Leadership Change at the PCI Council; Roam Data’s Paull Leaves
July 10, 2014 - By Jim Daly and John Stewart The PCI Security Standards Council has hired a former MasterCard Inc. executive as its new general manager ...
How Bluetooth Beacons Are Central to GoPago And Slyde Mobile Payment And Offers App
July 10, 2014 - By Kevin Woodward Bluetooth low energy beacons will play a key role in a mobile payment and loyalty service being developed by SK Planet Inc. and DoubleBea...
Researcher Proclaims the ‘Tender Truth’ About the High Cost of Cash
July 9, 2014 - By Jim Daly Merchants like to gripe about the cost of payment card interchange and processing expenses, but relatively few have done a close analysis of wh...
Offering a Vault And a Wallet, Bitcoin Venture Xapo Prepares Mid-July Debit Card Launch
July 9, 2014 - By Kevin Woodward Bitcoin vault provider Xapo Ltd. is days away from sending debit cards backed by the digital currency to consumers with registered Xapo B...
Deciding to Change the Isis Brand May Be the Easy Part Compared to Doing It
July 8, 2014 - By John Stewart The decision by JVL Ventures LLC to rename its Isis mobile-payments company may have been the easy part. Actually scrapping the brand and repl...
It May Be Late to Faster-Funding Game, But PayPal Boasts Size And Experience Edge
July 8, 2014 - By John Stewart Catching up with rivals, PayPal Inc. on Monday joined a growing list of e-payments providers that are speeding up settle...

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