Text Size:
smallmediumlarge

Archive




Here you can find all news stories from the weekly newsletter, Digital Transactions News, and articles from Digital Transactions magazine.


ADVANCED SEARCH

You can narrow your search by topic. Please select a topic below.

You can further narrow your search by article type. Please choose an article type below.




No Argument Here: Younger Consumers More Likely To Use Mobile Wallets
January 30, 2015 - By Kevin Woodward Twice as many 18-to-34 years old consumers, 32%, are likely to use mobile wallets like Apple Pay or Google Wallet as those 3...
A New Card Aims to Combat Data Breaches with Unique Numbers for Each Transaction
January 30, 2015 - By Kevin Woodward Consumers are weary of dealing with the fallout from data breaches and want a better way to minimize their risk. The b...
Higher Transaction Volumes Help Boost MasterCard’s Quarterly Profit by 21%
January 30, 2015 - By Jim Daly Boosted by higher transaction volumes both in the United States and abroad, MasterCard Inc. on Friday reported a 21% increase, adjusted for for...
Multiple Waves of Upgrades Keep ATM ISO Dolphin Debit Busy As Growth Sizzles
January 29, 2015 - By Kevin Woodward The expense of managing multiple upgrades to fleets of ATMs has small banks and credit unions turning to companies lik...
As Apple Closes in on Samsung, the Rivals Get Set to Lock Horns in M-Payments
January 29, 2015 - By John Stewart With Apple Inc.’s record results in the fourth quarter, the computer giant appears to be closing in on long-time rival...
Visa Chief Scharf Holds out Digital Payments As Olive Branch to Fee-Weary Retailers
January 29, 2015 - By John Stewart In the wake of an important Supreme Court decision early last week, Visa Inc.’s chief executive Thursday afternoon sounded a concil...
As M-Commerce Increases, So Too Does Fraud, But Disproportionately: Study
January 27, 2015 - By Kevin Woodward As mobile commerce becomes ever more important to merchants, so too does the number of mobile payments made via apps a...
Observers Applaud Fed’s Payments Plan, But Lament Slow Pace of Progress
January 27, 2015 - By John Stewart Now that the Federal Reserve has released its plan for ...
Apple CEO Pronounces Apple Pay’s ‘First Inning’ a Success, but Gives Few Details
January 27, 2015 - By Jim Daly Apple Inc. chief executive Tim Cook said Tuesday afternoon that Apple’s new Apple Pay mobile-payment service is doing well three months after its launch, but h...
C-Store Chain Wawa Debuts a Mobile Payments And Rewards App
January 26, 2015 - By Kevin Woodward Starbucks Corp. has proven that consumer apps for buying coffee are becoming more popular, and now convenience stores have joined in with...
The Fed Releases Strategies, Plans for Faster Payments, Looks for Industry Participation
January 26, 2015 - By John Stewart and Jim Daly In a blueprint released Monday for a faster and more secure U.S. payments system, the Federal Reserve calle...
Hoping to Avoid ‘Or Else,’ Card Networks and the PCI Council Step Up Compliance Efforts
January 23, 2015 - By Jim Daly The private sector often lives in fear of government regulation, but the payment card industry’s indigenous regulators are piling on new disclosure, monitoring...
Inexperience Plus Product Restrictions Likely Killed Amazon Wallet, Analysts Say
January 23, 2015 - By Kevin Woodward The newness of mobile payments likely was a contributing factor to Amazon.com Inc.’s decision this week to pull the ...
Eye on Earnings: Card Volume Up for AmEx And Discover, But AmEx To Cut Jobs
January 22, 2015 - By Kevin Woodward American Express Co. reported $182.5 billion in U.S. card-billed business in the fourth quarter, up 7.9% from $169.1 b...
Despite Top Court’s Rebuff, Merchants Seek Debit Relief With Fed’s Own Data
January 22, 2015 - By John Stewart The U.S. Supreme Court may have rebuffed merchants seeking to cut debit card transaction costs, but that doesn’t mean they’re entirely out of...
COMMENTARY: Securing the Future of Safe Electronic Payments
January 21, 2015 - By Debra Rossi Americans love to shop. Whether online, in a small mom-and-pop business, or at a big-box retailer, shoppers turn...
Banks and Credit Unions Continue To Sign Up for Apple Pay
January 21, 2015 - By Kevin Woodward The number of banks and credit unions that support Apple Pay, Apple Inc.’s mobile payment scheme, continues to grow ...
AmEx Claims 400,000 Small Merchants Through Its ISO-Driven OptBlue Program
January 21, 2015 - By Jim Daly Some 400,000 small merchants now accept American Express Co. payment cards through the OptBlue program that AmEx announced nearly a year ago. O...
EBay Announces It Will Cut 2,400 Jobs Globally As PayPal Posts Surging Growth
January 21, 2015 - By John Stewart Last year was a rocky one for eBay Inc., and on Wednesday the company announced it will do some streamlining: In the first quarter, t...
A Decentralized Payments System May Work Against a Smooth U.S. EMV Migration
January 21, 2015 - By Jim Daly The United States with its several thousand credit and debit card issuers and more than a dozen payment networks presents a stiff challenge to the card industry ...

Digital Transactions January 2015

Too Soon To Say Bitcoin And Appl...
How To Cash in on Mobile P2P?
NACHA Moves on Same-Day ACH...
...But Will Those Pesky Checks S...
A Reset for Bitcoin
What 2015 Will Bring
The Complicated World of Integra...
Bitcoin Leaves the Station
A Quickening Pulse
The CFPB’s New Prepaid Rule: T...
Digital Transactions December 2014

The Apple Pay of Its Day
Will Merchants Get the Poynt?
Online Fraud Will Rise, But Don'...
Where the Chargebacks Are
Visa’s New Year’s Resolution
Consumers Warm up to Wallets
It’s Time to Declare War
How Apple Pay Gets It Right
Apple Pay: What’s in It for Ac...
A New Age for Growth Capital
The Tug of War Over Tokenization
Say Hello to the 21st-Century Re...
Getting From Here to EMV
Digital Transactions November 2014

Don’t Write off POS Terminals ...
Do Small Businesses Plus Mobile ...
BofA Takes the EMV Lead With D...
ATM And Overdraft Fees Set Rec...
A Post-PayPal eBay Can Stock up ...
How About Apple eCash Pay?
Doing mPOS Strategically
POS Terminals Have a Future, And...
Behind the Acquirers’ M&A Spree
The 10 Most Pressing Issues in E...
Should They Stay Or Should They ...
Here Come the Bitcoin ATMs
Why It’s Different With Apple ...
Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy
Digital Transactions November 2013

The Gimlet Eye: Glimmers of Hop...
Trends & Tactics
Edward Snowden’s Valuable Lesson
Acquiring: The Zero Option
Security: Peace of Mind: Is It W...
Card Makers Look To Fill Their E...
Cover Story: The 10 Most Pressin...
Endpoint: Transformational, Not ...
Digital Transactions October 2013

The Gimlet Eye: Acquirers’ App...
Trends & Tactics
Security Notes: Get Ready for Al...
Acquiring: Europe’s Card-Fee C...
Strategies: It’s Time for Mobi...
Cover Story: States’ Rights
Opinion & Analysis: Why Have Bi...
Security: Dealing with Dupes
Endpoint: What Acquirers Need To...
Digital Transactions September 2013

The Gimlet Eye: Here Comes the J...
Trends & Tactics
Security Notes: Digital Currency...
Acquiring: ISOs Enter the Age of...
Strategies: How AmEx’s Bluebir...
Security: Are Small Merchants Fi...
Cover Story: Wall Street Pulls t...
Networks: Once Again, with Feel...
Networks: UnionPay’s Play for...
Components: Ticket Sales Get Pum...
Endpoint: Why the Risk of Mobile...
Digital Transactions August 2013
Digital Transactions July 2013

The Gimlet Eye: We’ve Heard...
Trends & Tactics
Security Notes: The Age of Bit M...
Acquiring: A Rough First Mile
Strategies: Where Small Is Beaut...
Networks: No PIN, No Problem
Cover Story: So You Want To Get ...
Security: When Passwords Are Not...
Components: The Changing Role of...
M-Commerce: Mobile Shopping Is C...
M-Commerce: Mobile Payments: The...
Endpoint: Time To Get Behind the...
Digital Transactions June 2013

The Gimlet Eye: With EMV Coming,...
Trends & Tactics
Security Notes: Too Late for EM...
Acquiring: Fee Fight
Security: The Battle of the Bits
Cover Story: Faster Payments
Opinion & Analysis: How to Place...
Components: What NFC’s Uptick ...
Endpoint: Putting Mobile on the ...

No Argument Here: Younger Consumers More Likely To Use Mobile Wallets
January 30, 2015 - By Kevin Woodward Twice as many 18-to-34 years old consumers, 32%, are likely to use mobile wallets like Apple Pay or Google Wallet as those 3...
A New Card Aims to Combat Data Breaches with Unique Numbers for Each Transaction
January 30, 2015 - By Kevin Woodward Consumers are weary of dealing with the fallout from data breaches and want a better way to minimize their risk. The b...
Higher Transaction Volumes Help Boost MasterCard’s Quarterly Profit by 21%
January 30, 2015 - By Jim Daly Boosted by higher transaction volumes both in the United States and abroad, MasterCard Inc. on Friday reported a 21% increase, adjusted for for...
With Same-Day Clearing in Prospect, ACH Activity Simmers
January 30, 2015 - Traffic on the automated clearing house network continues to climb at a steady clip as financial institutions and other users of the system mull over a proposal to speed up payments from next-day t...
Silicon Valley’s Payments Fever
January 30, 2015 - A flood of payments initiatives has come out of the Valley, with more on the way. What is it about this business that gets the mercury rising out there?...
Multiple Waves of Upgrades Keep ATM ISO Dolphin Debit Busy As Growth Sizzles
January 29, 2015 - By Kevin Woodward The expense of managing multiple upgrades to fleets of ATMs has small banks and credit unions turning to companies lik...
As Apple Closes in on Samsung, the Rivals Get Set to Lock Horns in M-Payments
January 29, 2015 - By John Stewart With Apple Inc.’s record results in the fourth quarter, the computer giant appears to be closing in on long-time rival...
Visa Chief Scharf Holds out Digital Payments As Olive Branch to Fee-Weary Retailers
January 29, 2015 - By John Stewart In the wake of an important Supreme Court decision early last week, Visa Inc.’s chief executive Thursday afternoon sounded a concil...
As M-Commerce Increases, So Too Does Fraud, But Disproportionately: Study
January 27, 2015 - By Kevin Woodward As mobile commerce becomes ever more important to merchants, so too does the number of mobile payments made via apps a...
Observers Applaud Fed’s Payments Plan, But Lament Slow Pace of Progress
January 27, 2015 - By John Stewart Now that the Federal Reserve has released its plan for ...
Apple CEO Pronounces Apple Pay’s ‘First Inning’ a Success, but Gives Few Details
January 27, 2015 - By Jim Daly Apple Inc. chief executive Tim Cook said Tuesday afternoon that Apple’s new Apple Pay mobile-payment service is doing well three months after its launch, but h...
C-Store Chain Wawa Debuts a Mobile Payments And Rewards App
January 26, 2015 - By Kevin Woodward Starbucks Corp. has proven that consumer apps for buying coffee are becoming more popular, and now convenience stores have joined in with...
The Fed Releases Strategies, Plans for Faster Payments, Looks for Industry Participation
January 26, 2015 - By John Stewart and Jim Daly In a blueprint released Monday for a faster and more secure U.S. payments system, the Federal Reserve calle...
Hoping to Avoid ‘Or Else,’ Card Networks and the PCI Council Step Up Compliance Efforts
January 23, 2015 - By Jim Daly The private sector often lives in fear of government regulation, but the payment card industry’s indigenous regulators are piling on new disclosure, monitoring...
Inexperience Plus Product Restrictions Likely Killed Amazon Wallet, Analysts Say
January 23, 2015 - By Kevin Woodward The newness of mobile payments likely was a contributing factor to Amazon.com Inc.’s decision this week to pull the ...
Eye on Earnings: Card Volume Up for AmEx And Discover, But AmEx To Cut Jobs
January 22, 2015 - By Kevin Woodward American Express Co. reported $182.5 billion in U.S. card-billed business in the fourth quarter, up 7.9% from $169.1 b...
Despite Top Court’s Rebuff, Merchants Seek Debit Relief With Fed’s Own Data
January 22, 2015 - By John Stewart The U.S. Supreme Court may have rebuffed merchants seeking to cut debit card transaction costs, but that doesn’t mean they’re entirely out of...
COMMENTARY: Securing the Future of Safe Electronic Payments
January 21, 2015 - By Debra Rossi Americans love to shop. Whether online, in a small mom-and-pop business, or at a big-box retailer, shoppers turn...
Banks and Credit Unions Continue To Sign Up for Apple Pay
January 21, 2015 - By Kevin Woodward The number of banks and credit unions that support Apple Pay, Apple Inc.’s mobile payment scheme, continues to grow ...
AmEx Claims 400,000 Small Merchants Through Its ISO-Driven OptBlue Program
January 21, 2015 - By Jim Daly Some 400,000 small merchants now accept American Express Co. payment cards through the OptBlue program that AmEx announced nearly a year ago. O...

SPECIAL FEATURE

Read Digital Transactions Online
read more