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Capital Prepaid Looks to Extend Prepaid Program Management to Scores of Small Issuers
September 15, 2014 - By John Stewart The general-purpose prepaid card market is hot, but most smaller financial institutions find it a daunting task to start and run a prepaid ...
Apple Pay: No Charge for Merchants, But Transaction-Security Fees for Issuers
September 11, 2014 - By Jim Daly Apple Inc.’s introduction of its new Apple Pay service for its soon-to-be released iPhone 6 and the Apple Watch raised...
As Questions Linger, Discover Says ‘Me Too’ to Apple Pay
September 10, 2014 - By Kevin Woodward Discover Financial Services cardholders will be able to add their payment cards to Apple Inc.’s ...
Apple Pay Looks To Be a Boost for NFC, But Creates a Question Mark for HCE
September 10, 2014 - By John Stewart Apple Inc.’s new mobile-payment system may be a long-awaited shot in the arm for near-field communication (NFC), but it could also cool o...
Braintree’s Decision to Support Bitcoin Pushes Currency Farther Toward Legitimacy
September 9, 2014 - By John Stewart Braintree Inc.’s arrangement to allow its merchants to accept Bitcoin could significantly further a nascent trend among big ...
Payment Processors Hold Key Tokenization Role In Apple Pay
September 9, 2014 - By Kevin Woodward Payment processors First Data Corp. and Total System Services Inc. (TSYS) will have key roles in securing transactions using tokenization...
Apple Unveils an ‘Entirely New Payment Process’ with Apple Pay
September 9, 2014 - By Jim Daly After weeks of ...
Twitter Launches M-Commerce Test With a ‘Buy’ Button and 28 Partners
September 8, 2014 - By Jim Daly In its latest move toward becoming a force in electronic payments, social network Twitter Inc. reported Monday that it is starting a test allow...
Accepting Only Digital Money, Bitcoin Shop Overhauls Its Online Marketplace
September 4, 2014 - By John Stewart Bitcoin Shop Inc. runs an e-commerce marketplace offering about 140,000 products, which on the face of it isn’t all that rem...
The U.S. EMV Migration Produces a Windfall for POS Terminal Producer VeriFone
September 4, 2014 - By Jim Daly It’s a good time to be a point-of-sale terminal maker when all of your customers have to go through the payments equivalent of abandoning the...
Home Depot Hires Data-Security Firms As Other Merchants Contend With Breaches
September 4, 2014 - By Kevin Woodward Big box hardware retailer The Home Depot Inc. has hired two data-security firms to delve into its point-of-sale systems to determine the ...
Eye on Branding: As Wallets Struggle, MCX Dubs Its Scheme CurrentC While Isis Says It Is Now Softcard
September 3, 2014 - By Kevin Woodward The Merchant Customer Exchange, a retailer-controlled mobile payment scheme, has given its service a name. Dubbed CurrentC, the service w...
Often Linked to Mobile Payments, Location-Based Rewards Aren’t Rewarding for Everyone
September 2, 2014 - By John Stewart Mobile-payments providers have looked to offers and rewards as a means of engaging with consumers and merchants and boos...
Rumors Cast Apple’s Prospective Role as a Payments Provider as a Done Deal
September 2, 2014 - By Jim Daly In case you spent the entire Labor Day long weekend in a fishing boat on a remote lake, you could barely miss the stories moving over the busin...
Looking To Expand Beyond Digital Markets, Boku Gets a Read on Magazine Subscriptions
August 28, 2014 - By John Stewart Ever since the carrier-billing model for mobile payments found a foothold in the digital-goods market several years ago, processors h...
Visa Brings Big Acquirers on Board To Build Momentum for Its New Visa Checkout Service
August 28, 2014 - By Jim Daly Visa Inc. on Wednesday said eight merchant acquirers and e-commerce platform providers will be rolling out the 1-month-old Visa Checkout online...
Citi Scores a Digital-Wallet First for U.S. Banks, But Will Consumers Care?
August 26, 2014 - By Jim Daly Citigroup Inc. claims to have become the first global bank to introduce its own branded wallet in the U.S. The questio...
Effective in 2015, Two New ACH Rules Will Change Returns Threshold, Impose New Fees
August 26, 2014 - By John Stewart The regulatory body for the automated clearing house network on Tuesday unveiled two new network rules that, among other changes, will lowe...
Don’t Expect Apple To Radically Remake Electronic Payments, Researcher Says
August 25, 2014 - By Jim Daly Apple Inc. is expected to release its iPhone 6 next month and, not surprisingly, speculation about the coming smart phone’s features is intense. B...
Visa’s Test Results: Record Peak Volume And Expected Smooth Sailing for Tokens
August 25, 2014 - By John Stewart Visa Inc. can now process a peak volume of 56,000 messages per second—a record high—and foresees no glitches resulting from a new card-...

Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy
Digital Transactions November 2013

The Gimlet Eye: Glimmers of Hop...
Trends & Tactics
Edward Snowden’s Valuable Lesson
Acquiring: The Zero Option
Security: Peace of Mind: Is It W...
Card Makers Look To Fill Their E...
Cover Story: The 10 Most Pressin...
Endpoint: Transformational, Not ...
Digital Transactions October 2013

The Gimlet Eye: Acquirers’ App...
Trends & Tactics
Security Notes: Get Ready for Al...
Acquiring: Europe’s Card-Fee C...
Strategies: It’s Time for Mobi...
Cover Story: States’ Rights
Opinion & Analysis: Why Have Bi...
Security: Dealing with Dupes
Endpoint: What Acquirers Need To...
Digital Transactions September 2013

The Gimlet Eye: Here Comes the J...
Trends & Tactics
Security Notes: Digital Currency...
Acquiring: ISOs Enter the Age of...
Strategies: How AmEx’s Bluebir...
Security: Are Small Merchants Fi...
Cover Story: Wall Street Pulls t...
Networks: Once Again, with Feel...
Networks: UnionPay’s Play for...
Components: Ticket Sales Get Pum...
Endpoint: Why the Risk of Mobile...
Digital Transactions August 2013
Digital Transactions July 2013

The Gimlet Eye: We’ve Heard...
Trends & Tactics
Security Notes: The Age of Bit M...
Acquiring: A Rough First Mile
Strategies: Where Small Is Beaut...
Networks: No PIN, No Problem
Cover Story: So You Want To Get ...
Security: When Passwords Are Not...
Components: The Changing Role of...
M-Commerce: Mobile Shopping Is C...
M-Commerce: Mobile Payments: The...
Endpoint: Time To Get Behind the...
Digital Transactions June 2013

The Gimlet Eye: With EMV Coming,...
Trends & Tactics
Security Notes: Too Late for EM...
Acquiring: Fee Fight
Security: The Battle of the Bits
Cover Story: Faster Payments
Opinion & Analysis: How to Place...
Components: What NFC’s Uptick ...
Endpoint: Putting Mobile on the ...
Digital Transactions May 2013

The Gimlet Eye: Beware of the Hype
Trends & Tactics: Cutting Throug...
Security Notes: The Digital Mone...
Acquiring: Fighting Back
Security: Good News, Bad News Ab...
Cover Story: Annual Guide to Alt...
Endpoint: The New Mobile Ecosystem
Digital Transactions April 2013

The Gimlet Eye: A Big—But Not ...
Trends & Tactics: The Fed Lets I...
Security Notes: Loyalty vs. Nati...
Acquiring: Is the National Merch...
Acquiring: Capped Off
M-Commerce: Passbook: Apple’s ...
Components: Retail ATM Deployers...
Cover Story:The Rise of Merchant...
Components: Tablets as ECRs
Security: The Dynamic Duo
Strategies: The Merchants’ Imp...
Endpoint: The Virtues of Virtual...
Digital Transactions March 2013

The Gimlet Eye: The Higher Law
Trends & Tactics: Fraudsters’ ...
Security Notes: The New Age of C...
Acquiring: What You Should Know ...
Networks: Prepaid Cards Navigate...
M-Commerce: Redeeming Redemption
Cover Story: Durbinizing EMV
Opinion & Analysis: Could NFC Pa...
Security: A Fertile New Field fo...
Endpoint: Stress Points in Acqui...
Digital Transactions January 2013

The Gimlet Eye: Mobile Payments:...
Trends & Tactics
Security Notes: Welcome to the N...
Acquiring: Lots of Opportunity
Components: Locking Down the Dig...
Cover Story: The Coming Shakeout...
Networks: Trying To Stay on Top
M-Commerce: Isis Looks for Ferti...
Endpoint: You Don’t Have To Be...

Capital Prepaid Looks to Extend Prepaid Program Management to Scores of Small Issuers
September 15, 2014 - By John Stewart The general-purpose prepaid card market is hot, but most smaller financial institutions find it a daunting task to start and run a prepaid ...
Apple Pay: No Charge for Merchants, But Transaction-Security Fees for Issuers
September 11, 2014 - By Jim Daly Apple Inc.’s introduction of its new Apple Pay service for its soon-to-be released iPhone 6 and the Apple Watch raised...
As Questions Linger, Discover Says ‘Me Too’ to Apple Pay
September 10, 2014 - By Kevin Woodward Discover Financial Services cardholders will be able to add their payment cards to Apple Inc.’s ...
Apple Pay Looks To Be a Boost for NFC, But Creates a Question Mark for HCE
September 10, 2014 - By John Stewart Apple Inc.’s new mobile-payment system may be a long-awaited shot in the arm for near-field communication (NFC), but it could also cool o...
Braintree’s Decision to Support Bitcoin Pushes Currency Farther Toward Legitimacy
September 9, 2014 - By John Stewart Braintree Inc.’s arrangement to allow its merchants to accept Bitcoin could significantly further a nascent trend among big ...
Payment Processors Hold Key Tokenization Role In Apple Pay
September 9, 2014 - By Kevin Woodward Payment processors First Data Corp. and Total System Services Inc. (TSYS) will have key roles in securing transactions using tokenization...
Apple Unveils an ‘Entirely New Payment Process’ with Apple Pay
September 9, 2014 - By Jim Daly After weeks of ...
Twitter Launches M-Commerce Test With a ‘Buy’ Button and 28 Partners
September 8, 2014 - By Jim Daly In its latest move toward becoming a force in electronic payments, social network Twitter Inc. reported Monday that it is starting a test allow...
Accepting Only Digital Money, Bitcoin Shop Overhauls Its Online Marketplace
September 4, 2014 - By John Stewart Bitcoin Shop Inc. runs an e-commerce marketplace offering about 140,000 products, which on the face of it isn’t all that rem...
The U.S. EMV Migration Produces a Windfall for POS Terminal Producer VeriFone
September 4, 2014 - By Jim Daly It’s a good time to be a point-of-sale terminal maker when all of your customers have to go through the payments equivalent of abandoning the...
Home Depot Hires Data-Security Firms As Other Merchants Contend With Breaches
September 4, 2014 - By Kevin Woodward Big box hardware retailer The Home Depot Inc. has hired two data-security firms to delve into its point-of-sale systems to determine the ...
Eye on Branding: As Wallets Struggle, MCX Dubs Its Scheme CurrentC While Isis Says It Is Now Softcard
September 3, 2014 - By Kevin Woodward The Merchant Customer Exchange, a retailer-controlled mobile payment scheme, has given its service a name. Dubbed CurrentC, the service w...
Often Linked to Mobile Payments, Location-Based Rewards Aren’t Rewarding for Everyone
September 2, 2014 - By John Stewart Mobile-payments providers have looked to offers and rewards as a means of engaging with consumers and merchants and boos...
Rumors Cast Apple’s Prospective Role as a Payments Provider as a Done Deal
September 2, 2014 - By Jim Daly In case you spent the entire Labor Day long weekend in a fishing boat on a remote lake, you could barely miss the stories moving over the busin...
Digital Transactions September 2014
September 1, 2014 - http://www.nxtbook.com/nxtbooks/dt/201409/...
The Gimlet Eye
September 1, 2014 - Why ‘Going Beyond Payments’ Is Nothing New The mantra these days, heard at all trade shows, read in all trade articles, quoted seemingly ad nauseum, is that “payments aren’t enough....
Trends & Tactics
September 1, 2014 - MasterCard Sees Dollars in Tokens As mobile payments and the use of tokens for payment security grow, at least one card network is seeing an opportunity for new fee revenue....
Security Notes: No Sweat, My Robot Will Pay
September 1, 2014 - No Sweat, My Robot Will Pay Gideon Samid • Gideon@BitMint.com The decision to purchase and pay is quintessentially human, or so we believe today. Computers account ...
Payments 3.0: Where is the ACH Going?
September 1, 2014 - Where is the ACH Going? George Warfel • george.warfel@edgardunn.com Thoughts about the current evolution of the automated clearing house network: Will There ...
Acquiring: How Acquirers Are Toting up Tablets
September 1, 2014 - How Acquirers Are Toting up Tablets With scores of tablet-based POS systems to choose from, processors, ISOs, and resellers must sort out which factors are most important fo...

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