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In an About Face, eBay Announces It Will Spin off PayPal Next Year
September 30, 2014 - By John Stewart Somewhere, Carl Icahn is smiling. Ebay Inc.’s top management announced early Tuesday that...
MCX’s InComm Deal Might Give Currency To the Idea That Its Network Is Building Momentum
September 30, 2014 - By Jim Daly Prepaid card services provider InComm Holdings Inc. announced today that it has struck a “strategic partnership” with Merchant Customer Exc...
BofA Becomes First Major Issuer to Begin Conversion to Debit Chip Cards
September 30, 2014 - By Kevin Woodward Bank of America Corp. isn’t waiting for 2015 to convert its debit card portfolio to plastic that supports Europay-MasterCard-Visa (EMV)...
Banks’ Out-of-Network ATM Fees and Overdraft Fees Again Set Records
September 29, 2014 - By Jim Daly Average out-of-network ATM fees set a record in 2014 for the eighth straight year by rising 5.3% to $4.35 per transaction, w...
Now the Top Phishing Target, Apple Could Draw More Cyber Crooks with Apple Pay
September 29, 2014 - By John Stewart Apple Inc. is selling a ton of its new iPhone 6 smart phones, but before launching the device earlier this month it had alread...
COMMENTARY: Make No Mistake, Apple Pay Is the Great Enabler of Mobile Payments
September 26, 2014 - By Nate Stewart. Zing Apple Inc. has finally entered the mobile-payments game, and yes, it’s a big deal. The reaction, though, has been veeri...
Research Finds That As Payments Get More Complex, So Do Security, Regulatory Issues
September 25, 2014 - By Jim Daly Wal-Mart Stores Inc.’s announcement this week that it will be offering checking accounts to consumers through Green Dot Corp.’s GoBank mobile-bankin...
Two Payments Companies Target Improving E-commerce and M-commerce Conversion Rates
September 24, 2014 - By Kevin Woodward Frustration with typing in a 16-digit payment card number on a smart-phone screen leads to a lot of lost sales for e-commerce merchants. ...
The Payments Industry Needs To Find Common Ground on Tokenization, Group Says
September 24, 2014 - By Jim Daly Tokens, that is, tokens for securing electronic payments, almost became a household word two weeks ago when Apple Inc. introduced Apple Pay, a ...
How Smoothie King’s King-Size iPad Play Could Open the Gates for Tablet POS
September 24, 2014 - By John Stewart In what appears to be the largest tablet-based point-of-sale deployment yet, the entire 700-store Smoothie King Franchises Inc. chain...
Cobrin Steps Aside As AnywhereCommerce CEO to Focus on a New Cloud-Based Gateway
September 23, 2014 - By John Stewart Mitch Cobrin, who has run AnywhereCommerce Inc. as chief executive for the last four-and-a-half years, has stepped aside...
More Small Businesses Use Mobile Devices for Payments, Raising Security Issues
September 22, 2014 - By Jim Daly More than a fifth of small and mid-sized businesses use mobile devices to accept payments, almost twice the rate of mobile acceptance two years...
COMMENTARY: Can Apple Pay Revive the Mobile Wallet?
September 19, 2014 - By Todd Ablowitz and Rick Oglesby, Double Diamond Payments Research In the wake of Apple Inc. announcing Apple Pay, many are wondering if it will serve as a cat...
Most Smart Phones Expected To Be NFC and Mobile Wallet Enabled by 2015, Says Softcard Executive
September 18, 2014 - By Kevin Woodward By the end of 2015, most smart phones sold in the United States will have near-field communication (NFC) capability and be mobile-wallet ...
The Fed Will Leave Its Debit Card Interchange Cap Unchanged for Now
September 18, 2014 - By Jim Daly The Federal Reserve Board on Thursday said it would leave its debit card interchange cap for large issuers unchanged despite finding that some of th...
With 56 Million Cards Compromised, Home Depot’s Data Breach Surpasses Target’s
September 18, 2014 - By Jim Daly Just when you thought retailer data breaches wouldn’t get much bigger, they did. Home-improvement retailer The Home Depot Inc. disclosed Thur...
Huge Softcard Coup with Subway Poses No Threat to Startup Paydiant, Top Exec Says
September 17, 2014 - By John Stewart The telco-controlled mobile-wallet provider Softcard scored a major coup on Tuesday with the announcement that the massive Subway sandwich ...
PayPal Ad Campaign Stresses Strength in Mobile Security, But Will it BackFire?
September 16, 2014 - By Kevin Woodward PayPal Inc., the payments arm of eBay Inc., says it will process 1 billion mobile payments in 2014, and this experience means it knows so...
Capital Prepaid Looks to Extend Prepaid Program Management to Scores of Small Issuers
September 15, 2014 - By John Stewart The general-purpose prepaid card market is hot, but most smaller financial institutions find it a daunting task to start and run a prepaid ...
Apple Pay: No Charge for Merchants, But Transaction-Security Fees for Issuers
September 11, 2014 - By Jim Daly Apple Inc.’s introduction of its new Apple Pay service for its soon-to-be released iPhone 6 and the Apple Watch raised...

Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...
Digital Transactions June 2014

The Gimlet Eye: The Missing Link...
Trends & Tactics
Security Notes: Lessons from Hea...
Acquiring: Congress Sees a Need ...
Cover Story: NFC’s Cloudburst
Endpoint: Leading the Industry t...
Digital Transactions May 2014

The Gimlet Eye: The Next Chapter...
Trends & Tactics
Security Notes: Taming Bitcoin...
Acquiring: Doubling Down on Gamb...
Cover Story: Annual Field Guide ...
Endpoint: The Real Reason Consum...
Digital Transactions April 2014

The Gimlet Eye: Data Security...
Trends & Tactics
Security Notes: Digital Cash, R...
Acquiring: How Merchant Aggregat...
Acquiring: A Smoky Incongruity
Cover Story: The Googleization ...
Opinion & Analysis: The Furious ...
Components: A Dongle Do-over
Endpoint: Why PCI Is Winning
Digital Transactions March 2014

The Gimlet Eye: Questions, Quest...
Trends & Tactics
Security Notes: Security Newton,...
Acquiring: The Tech Touch—And ...
Components: April Fools?
Cover Story: Prepaid’s Big Mak...
Security: Buyer Beware
Endpoint: The Sorrows of Young B...
Digital Transactions February 2014

The Gimlet Eye: How To Make Rea...
Trends & Tactics
Security Notes: Lessons from Ta...
Acquiring: Hailing Payments
Networks: Transaction Transporte...
Cover Story: Bitcoin’s Bid For...
Components: EMV: Has Its Day Come?
E-Commerce: Better Transaction R...
Endpoint: To NFC Or Not To NFC? ...
Digital Transactions January 2014

The Gimlet Eye: The Next 10 Years
Trends & Tactics
Security Notes: Digital Cash And...
Acquiring: In Your Face
Opinion & Analysis: The Time Is ...
Cover Story: Digital Transaction...
Endpoint: Better Get Moving on I...
Digital Transactions December 2013

The Gimlet Eye: The Nasty Sound ...
Trends & Tactics: Feeling Insecu...
Security Notes: Health Care: The...
Acquiring: The Baby And the Bath...
E-Commerce: Amazon Muscles up in...
Cover Story: Targeting the Tradi...
Security: Changing the ‘Checkb...
Endpoint: Getting Over Visa Envy
Digital Transactions November 2013

The Gimlet Eye: Glimmers of Hop...
Trends & Tactics
Edward Snowden’s Valuable Lesson
Acquiring: The Zero Option
Security: Peace of Mind: Is It W...
Card Makers Look To Fill Their E...
Cover Story: The 10 Most Pressin...
Endpoint: Transformational, Not ...
Digital Transactions October 2013

The Gimlet Eye: Acquirers’ App...
Trends & Tactics
Security Notes: Get Ready for Al...
Acquiring: Europe’s Card-Fee C...
Strategies: It’s Time for Mobi...
Cover Story: States’ Rights
Opinion & Analysis: Why Have Bi...
Security: Dealing with Dupes
Endpoint: What Acquirers Need To...
Digital Transactions September 2013

The Gimlet Eye: Here Comes the J...
Trends & Tactics
Security Notes: Digital Currency...
Acquiring: ISOs Enter the Age of...
Strategies: How AmEx’s Bluebir...
Security: Are Small Merchants Fi...
Cover Story: Wall Street Pulls t...
Networks: Once Again, with Feel...
Networks: UnionPay’s Play for...
Components: Ticket Sales Get Pum...
Endpoint: Why the Risk of Mobile...
Digital Transactions August 2013
Digital Transactions July 2013

The Gimlet Eye: We’ve Heard...
Trends & Tactics
Security Notes: The Age of Bit M...
Acquiring: A Rough First Mile
Strategies: Where Small Is Beaut...
Networks: No PIN, No Problem
Cover Story: So You Want To Get ...
Security: When Passwords Are Not...
Components: The Changing Role of...
M-Commerce: Mobile Shopping Is C...
M-Commerce: Mobile Payments: The...
Endpoint: Time To Get Behind the...
Digital Transactions June 2013

The Gimlet Eye: With EMV Coming,...
Trends & Tactics
Security Notes: Too Late for EM...
Acquiring: Fee Fight
Security: The Battle of the Bits
Cover Story: Faster Payments
Opinion & Analysis: How to Place...
Components: What NFC’s Uptick ...
Endpoint: Putting Mobile on the ...
Digital Transactions May 2013

The Gimlet Eye: Beware of the Hype
Trends & Tactics: Cutting Throug...
Security Notes: The Digital Mone...
Acquiring: Fighting Back
Security: Good News, Bad News Ab...
Cover Story: Annual Guide to Alt...
Endpoint: The New Mobile Ecosystem
Digital Transactions April 2013

The Gimlet Eye: A Big—But Not ...
Trends & Tactics: The Fed Lets I...
Security Notes: Loyalty vs. Nati...
Acquiring: Is the National Merch...
Acquiring: Capped Off
M-Commerce: Passbook: Apple’s ...
Components: Retail ATM Deployers...
Cover Story:The Rise of Merchant...
Components: Tablets as ECRs
Security: The Dynamic Duo
Strategies: The Merchants’ Imp...
Endpoint: The Virtues of Virtual...
Digital Transactions March 2013

The Gimlet Eye: The Higher Law
Trends & Tactics: Fraudsters’ ...
Security Notes: The New Age of C...
Acquiring: What You Should Know ...
Networks: Prepaid Cards Navigate...
M-Commerce: Redeeming Redemption
Cover Story: Durbinizing EMV
Opinion & Analysis: Could NFC Pa...
Security: A Fertile New Field fo...
Endpoint: Stress Points in Acqui...

Digital Transactions October 2014
October 1, 2014 - http://www.nxtbook.com/nxtbooks/dt/201410/...
The Gimlet Eye: NFC’s Day in the Sun
October 1, 2014 - Well, it finally happened. Apple Inc. has included a near-field communication chip in new iPhone 6 and charged full-bore into the troubled world of mobile wallets (see our cover story to read all a...
Chip Cards Mean Cash for VeriFone
October 1, 2014 - For years, leading U.S.-based terminal maker VeriFone Systems Inc. has been anticipating the move away from magnetic-stripe cards to the Europay-MasterCard-Visa (EMV) chip card standard. The...
Braintree Likes Bitcoin Now, What About PayPal?
October 1, 2014 - Braintree Inc.’s arrangement to allow its merchants to accept Bitcoin, announced last month, could significantly further a nascent trend among big merchants to take the digital money. Brai...
Apple Swamps Twitter’s Buy Button
October 1, 2014 - Believe it or not, companies other than Apple Inc. are doing new things in electronic payments nowadays. Just a day before the Sept. 9 mega-event at which Apple unveiled its iPhone 6, Apple Pay ser...
Prepaid for the Masses—of Banks, That Is
October 1, 2014 - The general-purpose prepaid card market is hot, but most smaller financial institutions find it a daunting task to start and run a prepaid program. To fill that gap, Capital Prepaid Services last m...
The Cure for Merchant Breaches
October 1, 2014 - Security Notes Data breaches are common, mostly limited, and unpublicized. Money is stolen, secrets exposed, powerful men embarrassed, implicated, shamed. But these are usua...
Acquiring: How To Fight Margin Compression
October 1, 2014 - Acquirers don’t have to be locked in the classic race to the bottom. From referral networks to better training to integrated technology, here’s a raft of ideas aimed at taking the pressure ...
Cover Story: Can Apple Save Mobile Wallets?
October 1, 2014 - Though the Apple Pay service has drawbacks, Apple’s legendary marketing chops will probably, at long last, let wallets cash in. By Jim Daly What hath Apple...
Strategies: What We Can Learn from the Digital Money Index
October 1, 2014 - By Greg Baxter While digital-money adoption holds great promise and has become a priority for governments globally, adoption is varied. To understand the drivers, enablers, ...
Endpoint: Don’t Leave These Americans out in the Cold
October 1, 2014 - How will the millions of cash-preferring U.S citizens pay for mandated health care coverage online? The answer lies in learning from other industries that have addressed the problem, says Danny...
In an About Face, eBay Announces It Will Spin off PayPal Next Year
September 30, 2014 - By John Stewart Somewhere, Carl Icahn is smiling. Ebay Inc.’s top management announced early Tuesday that...
MCX’s InComm Deal Might Give Currency To the Idea That Its Network Is Building Momentum
September 30, 2014 - By Jim Daly Prepaid card services provider InComm Holdings Inc. announced today that it has struck a “strategic partnership” with Merchant Customer Exc...
BofA Becomes First Major Issuer to Begin Conversion to Debit Chip Cards
September 30, 2014 - By Kevin Woodward Bank of America Corp. isn’t waiting for 2015 to convert its debit card portfolio to plastic that supports Europay-MasterCard-Visa (EMV)...
Banks’ Out-of-Network ATM Fees and Overdraft Fees Again Set Records
September 29, 2014 - By Jim Daly Average out-of-network ATM fees set a record in 2014 for the eighth straight year by rising 5.3% to $4.35 per transaction, w...
Now the Top Phishing Target, Apple Could Draw More Cyber Crooks with Apple Pay
September 29, 2014 - By John Stewart Apple Inc. is selling a ton of its new iPhone 6 smart phones, but before launching the device earlier this month it had alread...
COMMENTARY: Make No Mistake, Apple Pay Is the Great Enabler of Mobile Payments
September 26, 2014 - By Nate Stewart. Zing Apple Inc. has finally entered the mobile-payments game, and yes, it’s a big deal. The reaction, though, has been veeri...
Research Finds That As Payments Get More Complex, So Do Security, Regulatory Issues
September 25, 2014 - By Jim Daly Wal-Mart Stores Inc.’s announcement this week that it will be offering checking accounts to consumers through Green Dot Corp.’s GoBank mobile-bankin...
Two Payments Companies Target Improving E-commerce and M-commerce Conversion Rates
September 24, 2014 - By Kevin Woodward Frustration with typing in a 16-digit payment card number on a smart-phone screen leads to a lot of lost sales for e-commerce merchants. ...
The Payments Industry Needs To Find Common Ground on Tokenization, Group Says
September 24, 2014 - By Jim Daly Tokens, that is, tokens for securing electronic payments, almost became a household word two weeks ago when Apple Inc. introduced Apple Pay, a ...

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