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Here are the latest stories from Digital Transactions News. For access to all stories published in the newsletter since its inception, you are invited to visit our Archive.



With Holiday Gift Card Sales Wilting, Issuers Will Have to Push Harder, Add Digital
Dec. 17, 2014 - By John Stewart The earliest known example of a closed-loop gift card was offered during the Christmas holiday season in 1916 by Hampton...

NACHA Opens Comment Period for Its New Proposal to Launch Same-Day ACH Settlement
Dec. 9, 2014 - By John Stewart NACHA on Tuesday opened for comment a sweeping proposal to introduce a same-day settlement mechanism for the automated c...

COMMENTARY: Think Apple Pay is the Biggest Thing in Payments? You’re Missing the Poynt
Dec. 8, 2014 - By Rick Oglesby, Double Diamond Payments Research ...

Commentators Want New York’s BitLicense To Be Clear and Ensure a Level Playing Field
Dec. 4, 2014 - By Jim Daly More than 3,700 individuals, groups, and companies have submitted comments regarding New York State’s novel proposal to regulate virtual curr...

Braintree Expands Availability of One Touch Mobile Payments
Dec. 3, 2014 - By Kevin Woodward Braintree...

As Mobile P2P Builds Momentum, Services May Struggle to Cash in
Dec. 3, 2014 - By John Stewart The advent of younger users, combined with the rise of smart phones and a much-improved user experience, is hel...

Bitcoin Acceptance: Growing Fast, but Still a Niche for Merchant Acquirers
Dec. 1, 2014 - By Jim Daly Once perceived as a payment method for drug dealers and shady merchants craving anonymity, the Bitcoin virtual currency is now accepted at appr...

Pulse Sues ‘Long-Time Monopolist’ Visa Over Post-Durbin Debit Actions, Seeks Rival’s ‘Restructuring’
Nov. 26, 2014 - By Jim Daly Over the past several years, during his conference calls with analysts to review Discover Financial Services’ quarterly earnings, chief execu...

Three Years After Durbin, Debit Pricing Flaw Still Drives up Cost for Small-Ticket Sellers
Nov. 24, 2014 - By John Stewart Three years after the Durbin Amendment took effect, the law’s painful impact on the cost of selling soda, candy, newsp...

Data Breaches Continue To Cost Target and Home Depot a Bundle
Nov. 19, 2014 - By Jim Daly Target Corp. reported Wednesday that expenses stemming from the big data breach it disclosed 11 months ago now total $248 million. The Home Depot Inc., meanwhile...



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