Digital Transactions Authoritative, insightful and timely information for payments professionals
North’s Merchant Management API gives Wholesale ISOs, Full Service Providers (FSPs), and Payment Facilitators deep, It is designed for partners that own risk, manage underwriting, and want to differentiate themselves with custom tools and portals for both internal teams and merchants. What the Merchant Management API does At its core, …
February, 2026
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9 February
Has the CFPB Reached the End of the Road?
The Consumer Financial Protection Bureau is on “life support,” according to a press release issued early Monday by Consumer Reports. Key reasons for that dire prognosis include a 2025 order from the CFPB’s acting director, Russell Vought for employees and contractors to stop all work, Vought’s direction to halt new …
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9 February
How AI Is Rewriting Acquiring
Artificial intelligence has long been a part of payments, known early on as machine learning, but now it’s shifting from a predictive function to agentic AI, where systems act, not just advise, said Joseph Arthur, managing partner at RPY Innovations, a payments consultancy. Speaking on a panel at the Northeast …
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6 February
A New POS Terminal Emerges While Tap To Pay Figures in a New App
The Mexico-based payments company Clip announced the launch of its latest point-of-sale terminal, the Clip Total 3. And technology provider SeoSamba launched Point-of-Sale, an app that incorporates programming from Stripe Inc. and enables iOS and Android tap-to-pay transactions on smart phones or tablets with wireless links to printers and card …
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6 February
Embedded Payments Shift From Add-On Status to Basic Infrastructure
Embedded payments have moved decisively beyond their early role as a bolt-on feature for software platforms and are now foundational to how merchants operate, according to panelists who spoke Thursday at the Northeast Acquirers Association conference in Boston. Once viewed as optional, embedded payments are increasingly expected to function as …
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6 February
Affirm Supports Mobile Devices and other Digital Transactions News briefs from 2/6/26
Installment-payment platform Affirm Holdings Inc. said it will provide financing to customers of Virgin Media O2, a United Kingdom-based vender of mobile devices. In related news, Affirm said it has expanded its agreement with online merchant Wayfair to offer installment payments to consumers in Canada and the United Kingdom on top of the current …
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5 February
Lightspeed Looks to New Products As Its Loss Widens
Lightspeed Commerce Inc. early Thursday reported revenue of $312.3 million for its December quarter, an 11% rise from the same period last year, though its net loss widened to $33.6 million from $26.6 million a year ago. The Montreal-based processor, which counts among its markets the highly competitive restaurant sector, …
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5 February
Nacha’s Payment Data Network Connects to J.P. Morgan’s Kinexys Liink
Nacha, the rules-setting organization for the automated clearing house network, early Thursday announced its Phixius peer-to-peer payment data network has integrated with Kinexys Liink, a data-sharing network from J.P. Morgan Chase. The significance of the integration lies in its ability to generate account validation from multiple responders for ACH transactions, …
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5 February
Corpay’s Results and other Digital Transactions News briefs from 2/5/26
Payments platform Corpay Inc. said its revenue rose 21% year-over-year in the December quarter to $1.25 billion. Net income totaled $264.5 million, up 8%. Transactions in vehicle payments, the company’s largest business, came to 221.9 million, up 7%. Nacha, the regulatory body for the automated clearing house network, announced participants have been elected …
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4 February
Stripe’s Latest Venture Is a Partnership With Hong Kong’s PhotonPay
Technology from Stripe Inc. will support transactions for PhotonPay, a Hong Kong-based fintech processing online payments for more than 200,000 businesses globally. According to PhotonPay’s announcement, released early Wednesday, the addition of Stripe’s technology will widen its offering of payment methods as well as reinforce uptime, though the company did …
