Digital Transactions Authoritative, insightful and timely information for payments professionals
There’s another acronym joining the payments world: VAMP is a new set of security measures and requirements coming from Visa. The full name is “Visa Acquirer Monitoring Program,” and it brings with it new challenges — and protections — for merchants, acquiring banks, and partners building payment solutions. Why does …
July, 2025
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29 July
Darwinium Launches New Tools to Combat AI-Assisted-Fraud
Darwinium, a provider of cybersecurity software, has rolled out two new modules aimed at enhancing its digital-security and fraud-prevention platform. The modules detect criminals’ use of malicious AI agents to bypass a business’s fraud prevention defenses. The two new modules, called Beagle and Copilot, simulate malicious AI-based attacks to distinguish …
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29 July
PayPal Hails a Gambit Aimed at Avoiding Wallet Confusion
PayPal Holdings Inc.’s latest wallet initiative, PayPal World, will go live this fall and aims to reach more than 2 billion consumers, the company’s chief executive said early Tuesday. Alex Chriss followed up on an earlier announcement of the initiative by stressing how the venture will tie together five of …
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29 July
Dwolla Links to FedNow and other Digital Transactions News briefs from 7/29/25
The payments platform Dwolla announced it has connected with FedNow, the Federal Reserve’s real-time payments platform. The company says it now has links to the two major U.S. instant-payment systems, the RTP network and FedNow. Bakkt Holdings Inc., a cryptocurrency-technology firm, announced a proposed public offering of Class A shares. The timing …
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28 July
PayNearMe Shares a Lane With a Software Firm Catering to Auto Dealers and Lenders
Furthering its penetration into the transportation sector, PayNearMe Inc., a fintech that enables paying for online transactions with cash and other payment methods, on Monday said it has integrated its payments system with a business platform from Emotive Software Inc. for automobile dealers and independent lenders. The Emotive deal comes …
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28 July
PayPal Launches Pay with Crypto for Cross Border Transactions
PayPal Holdings Inc. early Monday launched Pay with Crypto, a cross-border payment option that instantly converts cryptocurrencies to stablecoins or fiat currencies. The new payment option provides merchants and consumers a unified platform that connects fiat and digital payments and supports more than 100 cryptocurrencies and crypto wallets, such as …
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28 July
Card 91’s AI Gambit and other Digital Transactions News briefs from 7/28/25
Card91, a payments-software platform based in India, announced merchant onboarding and verification technology based on artificial intelligence and aimed at banks and payment aggregators. FreedomPay’s gateway will support e-commerce and in-store payments for restaurants as part of an agreement with Deliverect, a provider of commerce technology for fast-food chains, including Taco …
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25 July
Fiserv Faces a Suit Over Claims It Misled Investors on a Merchant Migration to Clover
Payment processor Fiserv Inc. faces a lawsuit over allegations it misled investors over how it handled migrating merchants to Clover from its now retired Payeezy payment gateway, according to Labaton Keller Sucharow LLP, the New York City-based law firm representing the plaintiff, the City of Hollywood Police Officers’ Retirement System …
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25 July
COMMENTARY: How Embedded Lending Is Transforming the Payment Stack
Embedded lending is rewriting the rules of how payments work, eliminating the need for separate credit approvals and enabling built-in financing directly into digital wallets and checkout processes. In the past year, 45% of Gen Z and Millennials used BNPL services, and these numbers are expected to rise. The global …
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25 July
Corpay’s Working Capital Move and other Digital Transactions News briefs from 7/25/25
Corporate card issuer Corpay announced it is selling off a fuel-card portfolio in a deal it says will bring in $60 million and free up $35 million in working capital, funds the company says will aid its $2.2 billion acquisition of Alpha Group International plc., a United Kingdom-based banking company. Pumpkin Insurance …
