Digital Transactions Authoritative, insightful and timely information for payments professionals
Josh Bennett, Vice President of Partner Business Development – U.S. Bank | Elavon Embedded finance, embedded commerce, and integrated payments are different names for the same shift: integrating payments and financial services into your platform to deliver more value to customers and unlock recurring revenue streams. As Independent Software Vendors …
April, 2026
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15 April
Quantiiv’s Virtual Executive for Restaurants; Popmenu and SpotOn Create a Unified Commerce Platform
Quantiiv, an AI-powered data warehouse and analytics platform for restaurants, has launched what it calls a virtual executive that provides restaurant managers with management insights, reportedly without having to navigate dashboards across disparate applications. The application, known as ROGER, provides an email-based interface that allows managers to send the …
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15 April
76% of U.S. Companies Were Subjected to Fraud in 2025
It’s a sobering condition of today’s payments industry that fraud is a persistent, pervasive, and unwelcome counterpart to legitimate transaction activity. Testifying to that is that 76% of U.S. organizations experienced attempted or actual fraud in 2025, says the Association for Financial Professionals’ 2026 edition of its Payments Fraud and …
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14 April
AmEx’s Next AI Step Is a Developer Kit
As the number of U.S. consumers who have heard nothing at all about artificial intelligence continues to drop, organizations are preparing for the expected infusion of AI into everyday life. Payments companies are no exception. American Express Co. is releasing a software-development kit called Agentic Commerce Experiences to help consumers …
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14 April
SpotOn’s Rapid Fund Debuts and other Digital Transactions News briefs from 4/14/26
SpotOn Transact LLC, a specialist in hospitality payments, launched a service called Rapid Fund, which makes card deposits available within 30 minutes of batching out. It is also taking on a partnership with embedded-finance platform Parafin to operate SpotOn Capital. Both efforts are intended to aid restaurants looking to manage …
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13 April
SoFi Taps Galileo to Offer Send And Receive Capabilities Through FedNow
SoFi Bank N.A. has enlisted Galileo Financial Technologies LLC to offer real-time send and receive capabilities every day, including weekends and holidays, through FedNow. As a result, SoFi customers will be able to move money between their accounts at different banks in seconds, instead of waiting for ACH transfers to …
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13 April
Notch A Credit Union Win for Payroc
Already known for its payment-processing services to merchants, Payroc LLC has added Jeanne D’Arc Credit Union, with its more than 100,000 members, as a payment-processing client. Announced Monday, the partnership sees Tinley Park, Ill.-based Payroc serving the credit union’s business clients with point-of-sale systems, online payments, electronic invoicing, and other …
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13 April
Visa’s Neat Deal and other Digital Transactions News briefs from 4/13/26
A partnership between Visa Inc. and insurance-technology firm Neat will allow cardholders in Europe to use new insurance services, including digital claims processing. Repay Holdings Corp. released a statement defending its $372-million deal to acquire Kubra Data Transfer Ltd., announced March 31. The statement responds to objections from Repay investor Veradace Partners, which …
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10 April
Choosing the Right Payment Processing Partner: A Checklist for Software Platforms
After everything you’ve invested in building your platform, the last thing you need is a payment processing partner that slows you down. For integrated software vendors (ISVs), payments aren’t just another feature or add-on. Your payment processor becomes a direct extension of your product, your brand, and the experience you …
