May, 2022

• 1 May

  Next on the POS Menu

  

  Cash use is down and digital payments are up for restaurants. How has this changed the payments landscape for this merchant segment? Cash use is down. Customers want and demand new ways to order. Staffing is more challenging and costs are going up. For restaurants, this litany of operational issues …

April, 2022

• 1 April

  Leveling up Payments Education

  

  Payments is a complex business. Best to start by mastering the basics of pricing and security. Scratching their heads, your business leaders may ask, “Why do fees change for credit card processing? What’s this Level 1? 2? 3?” Then, they hit you with questions related to cybersecurity: “Wait, did you …
• 1 April

  How Brink’s Is Cashing in on Cash

  

  Bills and coins have long been off limits to processors because cash transactions are not digital. No longer. For years, payment processors have expanded their technology stack beyond its core authorization and settlement capabilities to include an array of features to transform themselves into one-stop business-technology shops. Yet, the one …

March, 2022

• 1 March

  A Future in the Cloud

  

  The Visa Acceptance Cloud will virtualize POS terminals. What will that mean for acquirers and merchants? The dawn of a new era for point-of-sale terminals may be upon the payments industry with the announcement earlier this year of the Visa Acceptance Cloud. The platform aims to move to a cloud-based …

February, 2022

• 1 February

  The Crucial Race for Account-to-Account Payments

  

  The market for direct transfers between bank accounts is attracting fintechs—as well as the two global card networks—as real-time payments loom. While account-to-account transactions—think the automated clearing house—have been around for years, the shift to real-time payments is giving them a new boost. Little happens overnight in the payments industry. …

January, 2022

• 1 January

  A Winning Hand for Payments

  

  The boom in iGaming—online poker and casino games—and sports betting is generating big potential for payments companies. Can they cash in? Payments companies looking for new markets might wager on the online sports betting and casino games market. It could reap big dividends, especially as more states allow these forms …

December, 2021

• 1 December

  Coming to a Store Checkout Near You?

  

  Real-time payments have proven value for many payment needs. Now, experts are looking at mining the potential for real time at the point of sale. The technology to enable real-time payments at the point of sale is available today. But many questions remain: Are consumers ready? Are merchants ready? Is …

November, 2021

• 1 November

  Attrition’s Complex Calculus

  

  Merchant attrition is actually a little lower than it was before the pandemic. But don’t get too excited. The total picture is a little more complicated than that. First, the good news. Merchant attrition, expressed as a percentage of all accounts with $5 million or less in annual credit and …

October, 2021

• 1 October

  Debranding Gas Stations: What Comes Next?

  

  Gas stations that are not EMV-compliant face the possibility of losing their contract with a petroleum brand or having to pay steep fines. For owners that de-brand, there are options. The implementation of new rules shifting the liability for non-EMV-enabled card payments to gas stations is already having a significant …
• 1 October

  Here Comes Stadium Pay

  

  Sports stadiums are finding the benefits of going cashless—and loving it. Remember when getting a beer and a hot dog in the stands during a sporting event meant passing a $20 bill down the row and having your food, beverage and change passed back? It was part of the game …