November, 2019

• 1 November

  Tap-And-Pay’s Express Train

  

  After years of looking to make fare payment easier, mass-transit agencies have found the answer in contactless cards. That’s giving consumers a compelling reason to use contactless on a broader scale. Mass adoption of a new technology requires giving consumers a compelling reason to use it on a daily basis. …

May, 2019

• 1 May

  Where EMV Spells Headache

  

  With almost 18 months to go, the petroleum industry is having a hard time with a crucial EMV deadline. Not many gas stations are expected to make it. Here’s why. It’s halftime in the runup to the October 2020 deadline set by Visa Inc. and Mastercard Inc. for gas stations …

April, 2019

• 1 April

  The Need for a Payments-Orchestration Panel

  

  Payment complexity, combined with a scarcity of engineering talent, makes a new functionality layer all the more urgent for merchants’ payment flows. “Orchestration” refers to software platforms and services that automate … business processes to help streamline and simplify operations management. By automating the configuration, management, and interoperability of disparate …

January, 2019

• 31 January

  Can ATMs Stay Relevant?

  

  As cash goes, so go ATMs. Cash so far has managed to ward off its many electronic enemies, but it’s playing defense in the payments version of The Hundred Years’ War. What does it all mean for ATM deployers and manufacturers? The leading payment card networks have targeted cash since …

April, 2018

• 2 April

  Three Ways You Can Prepare Your Retail Business for mPOS

  

  If you’ve decided to invest in a mobile point-of-sale (mPOS) solution for your retail stores, you’re already aware of the array of benefits it offers your business. However, many retailers face challenges in implementing their new mPOS technologies. That’s why it’s important to have a plan in place to address …

February, 2018

• 28 February

  Get Ready for Mobile PINs

  

  After decades of requiring specialized hardware, the payments industry is moving toward PIN entry on off-the-shelf mobile devices. What’s not to like? The payments industry is, if anything, ultra-conservative when it comes to new technology and transaction security. Take PIN pads, for example. For decades, the industry has required that …
• 1 February

  Puttin’ on Payments

  

  Wearables, a hot sector within the booming Internet of Things, are being outfitted with new payments technology. Will wearables generate a tide or just a trickle of new electronic payment transactions? The idea of enabling smart watches, fitness trackers, and other Internet-connected wearable devices to make contactless electronic payments is …

December, 2017

• 1 December

  Where Cash Is Still King

  

  The ATM turned 50 this year, and while its usefulness is expanding with new mobile and cardless capabilities, cash remains its strongest suit. Fifty years ago, the Summer of Love wasn’t the only cultural phenomenon taking place. Across the pond in England a new age in consumer banking was dawning …

October, 2017

• 31 October

  ‘The Bank for the Unbanked’?

  

  Acquiring TIO Networks gives PayPal an all-important launchpad for reaching consumers underserved by banks. How will it leverage that asset? PayPal Holdings Inc.’s $233-million acquisition of Vancouver-based processor TIO Networks Corp., which was finalized in July, does more than make the digital-payments system an immediate player in the bill-payment market. …

September, 2017

• 1 September

  Tabletop POS On the Menu

  

  It’s where dining out, consumer affinity for self-service, and a desire to know more about consumers converge. Consumers are expected to spend $736.3 billion—yes, billion—on dining out in 2017. That’s a lot of credit and debit card payments. It’s enough to make the tabletop point-of-sale market a fiercely competitive one, …