July, 2017

• 1 July

  Payments That Meet the Needs of Today And Tomorrow

  The time has come to stop patching the nation’s outmoded payments system. Here’s a proposal for a modern, open, and secure alternative that leverages the existing rails. As the payments world continues on its evolution to more and more transactions performed via remote means, such as Internet, mobile, pay buttons, …

May, 2017

• 1 May

  Chip Cards Aren’t on the Menu

  

  Restaurants have been slow to bite on EMV. To get adoption percolating, vendors are introducing methods that let customers add a tip after making a payment or pay with tabletop devices. Paying with EMV cards has been an adjustment for the average U.S. consumer. Cards are no longer swiped. They …

April, 2017

• 1 April

  Mobile Payments Or EMV?

  

  By Peter Lucas With three more years to comply with EMV, and with the cost of chip card acceptance weighing on their balance sheets, some petroleum marketers are talking about going mobile-only. ExxonMobil, Phillips 66, Gulf Oil, Chevron. The list of oil companies rolling out or testing mobile-payment applications at …

March, 2017

• 1 March

  What Comes After 15 Minutes of Fame?

  

  Host card emulation had a moment in the sun a few years ago as Google and banks geared up their mobile wallets. Since then, HCE’s adoption has widened even as its public profile has faded. What’s next for the technology? It just rolls off the tongue: “host card emulation.” As …

January, 2017

• 1 January

  A Cultivated Palate for POS

  

  Developing a point-of-sale app to operate on a tablet is but one ingredient necessary for catering to the payment-processing needs of hospitality merchants. Hospitality merchants have long been a favored customer base for many acquirers and independent sales organizations. For example, Heartland Payment Systems, now part of Global Payments Inc., …

October, 2016

• 1 October

  Ditch That Terminal, Grab a Platform

  

  With an abundance of smart-terminal options available, the question is, when will EMV-weary merchants be ready to deploy this newfangled technology? Emerging from the haze surrounding U.S. EMV merchant adoption, vendor strategies are taking shape aimed at supplanting traditional payment terminals with flashy platforms that promise access to rich ecosystems …