February, 2017

• 1 February

  The Contest Over P2P

  

  PayPal and other non-banks got out of the gate fast to build burgeoning person-to-person payments empires. Is Zelle the banks’ savior? In a few months, the battle between banks and non-banks for the lion’s share of the exploding person-to-person payments market will escalate to a new level. That’s when Zelle, …

January, 2017

• 1 January

  The Age of Bots

  

  They sell products, answer questions, and take payments in a process called conversational commerce. Just how much potential do chatbots really have? It’s been one of those days. You could use a drink. But you’re traveling on business, and you’re not sure where the local bars are. And you’re not …

December, 2016

• 1 December

  How Fragile?

  

  The ever-expanding Internet of Things could represent a back-to-the-future security nightmare for the payments industry. What’s a network without endpoints? Visa Inc. and MasterCard Inc. have big networks—about 8 million endpoints in the form of merchant locations that include point-of-sale terminals in the U.S. alone. But the Internet of Things, …

November, 2016

• 1 November

  10th annual: The 10 Most Pressing Issues in E-Payments

  

  EMV after effects dominate our list of headaches this year. Still, from regulation to faster payments to interchange uncertainty, there are plenty of other issues to contend with. In the 10 years we have compiled our annual list of pressing issues facing the payments industry, no single theme has dominated …

October, 2016

• 1 October

  How Ready Are They?

  

  Now that merchants have had their EMV D-Day, it’s the turn of ATM owners and petroleum marketers. The compliance picture isn’t pretty. Here’s why, and what ATM deployers, c-stores, and others can do about it. Another deadline for the great EMV migration has arrived. A year ago, U.S. merchants were …

September, 2016

• 1 September

  Routing Wars

  

  How EMV is fueling a new merchant-network fight over which electronic highways debit card transactions will travel. War has broken out again between big retailers and the bank card networks. Earlier courtroom fights involved everything from honor-all-cards rules to interchange to merchants’ attempts to steer customers away from high-cost credit …

August, 2016

• 1 August

  Digital Transactions 2016 Buyer’s Guide

  

  The Digital Transactions Buyer’s Guide is available as an online, searchable database. Click here to start your search. Want to be included in the Buyer’s Guide? Get the form here.

July, 2016

• 1 July

  Masterpiece or Showpiece?

  Why skepticism is setting in not just about Bitcoin but also about its underlying technology, the blockchain. Like Beanie Babies and baseball cards, Bitcoin has become a collector’s item, curtailing its usefulness as the faster, cheaper consumer payment method it was developed to be. Out of these adoption delays has …

June, 2016

• 1 June

  Payments up Your Sleeve

  Players from Apple to Bulgari to multiple startups are embedding payments into rings, watches, even clothing, and now Visa and MasterCard are building platforms to run the transactions. But getting the right fit might take a while. Consumers who own wearable technology feel a deep connection to their device. An …