February, 2021

• 28 February

  How Payments Is Embracing Blank Checks

  

  Increasingly, payments providers are discovering that the familiar IPO isn’t the only way to cash in on the public markets. He was “dead set against” it, until he was for it, Flint Lane says. The “it” was the way Lane’s company, Billtrust, traded two decades of private ownership to go …

January, 2021

• 29 January

  Decisions, Decisions

  

  Is your bill-pay provider setting you up for success? Use this checklist to decide. According to popular legend, the first online payment was made in 1994, for a Pizza Hut pepperoni and mushroom pizza. Whether that holds true or not, online payment processing has grown by leaps and bounds since …
• 1 January

  What’s in the Cards?

  

  Visa and Mastercard are the world’s premier networks for card transactions. Can they afford to rest content with that distinction? It’s safe to say that most readers of this story have spent most of their adult lives with plastic tokens branded by Visa or Mastercard in their wallet. The two …

December, 2020

• 1 December

  How To Shift To Remote Payments

  

  Payment at a distance has become a priority as a result of the Covid-19 pandemic. Here are five ways to make that shift go smoothly. The Covid-19 pandemic has transformed the way we live and work in countless ways, and that includes how we pay our bills. Consider a recent …

November, 2020

• 2 November

  Subscriptions, Online Services, PayPal, And Covid-19

  

  The pandemic is changing payments, but it’s also reworking payments strategies. Here’s how the industry will have to react in the next few years. Covid-19 has dramatically transformed daily life in many ways all too familiar by this point. While we know that the pandemic will end, the timing is …
• 2 November

  Contactless Payments: We Can Do Better

  

  Yes, consumer usage has grown since Covid-19 set in, but a lack of coordination among industry players has led to confusion at the point of sale. Contactless chip-enabled cards that allow consumers to simply wave their plastic in front of a similarly enabled merchant terminal to complete a purchase without …

October, 2020

• 1 October

  ISO 20022 Is Coming

  

  How to get ready for a big but challenging upgrade to a crucial standard for cross-border payments. Cross-border payments are set to be transformed by the upcoming introduction of ISO 20022. This new messaging standard will replace existing, ingrained messaging infrastructures—including SWIFT MT messages and their equivalents used by legacy …

September, 2020

• 1 September

  Open Banking And Its Friends

  

  Big moves by Visa and Mastercard have thrust data aggregators into the spotlight just as the focus of payments is expanding and the aggregation model is modernizing. Like most businesses, the payments world has been upended by the coronavirus pandemic and its impact on buyers and sellers alike. But just …

July, 2020

• 1 July

  The $43 Billion Payoff

  

  The FIS-Worldpay merger not only created a processing behemoth, it set the stage for an operation with diverse revenue streams that can withstand shocks like Covid-19. A year later, the FIS/Worldpay merger—one of three giant processor combinations in 2019—appears to be reaping the promised benefits. If a company that created …

March, 2020

• 1 March

  Small Steps in China

  

  U.S. payment companies finally appear to be gaining some traction in China, but how—and when—that foothold will develop is still unknown. China, as the world’s second-largest economy, has long been an attractive market for U.S. payments companies. It’s only in recent years—starting in 2005 and accelerating in the past few—that …