Recruiting massive processor First Data Corp. and existing partner PayPal Holdings Inc., the Google unit of Alphabet Inc. on Wednesday announced critical extensions of its Android Pay mobile-payment service into both physical and online commerce. In an arrangement that will become available to merchants and developers later in 2017, Atlanta-based …

When it comes to establishing merchant acceptance in North America, Alipay’s ambitions go well beyond niche markets. In fact, “When we’re looking at partners, we’re looking for ubiquity,” Souheil Badran, president of Alipay North America, tells Digital Transactions News in a wide-ranging interview. Those partners so far include First Data …

It could be taken as a sign of how competitive the order-ahead-and-pay feature has become in the rapidly developing market for mobile payments. In a lawsuit filed in federal court on May 2, CardFree Inc. has accused rival mobile-payments developer Scvngr Inc. of fraudulently accessing CardFree’s technology to process orders …

While much of the corporate world has high hopes for a business-friendly bent from the Trump Administration, two policy analysts on Wednesday poured cold water on some of the payments industry’s fondest hopes for regulatory relief. One such hope, to scrap a 1,689-page rule regulating prepaid cards, was sinking fast …

Payments consultants Todd Ablowitz and Deana Rich are out to prove you don’t have to spend months or years setting up to be a merchant-aggregation model that lets sellers process transactions on the aggregator’s merchant account. All told, the model holds the potential to generate more than $4.4 billion in …

Ever since Apple Inc. raised the profile of mobile wallets with its launch of Apple Pay in 2014, observers have questioned how widely consumers would take up the newfangled payment gadgets. The latest study shows that while adoption is widespread, it has stalled in recent months. The good news for …

With the rise of APIs and the race for consumer loyalty, payments players are under pressure to innovate as never before. The result? A new openness to outside developers. If anything in the payments business can be said to approximate a company’s crown jewels, it’s the code that controls, uniquely …

The global chip card standard known as EMV became a reality for U.S merchants, acquirers, and issuers in October 2015. That’s when the liability for counterfeit card transactions at the point of sale shifted, by network rules, from issuers to merchants if the merchants weren’t prepared to accept EMV cards. …

The subject of faster payments has been in the news almost continually for months now, but apparently awareness of the subject, and in some cases adoption, remains lower than expected among the financial institutions that will be depended on to implement speedier settlement. That’s if survey results released in April …

Merchants and card issuers have been hearing for several years that the advent of EMV chip cards at the point of sale in the United States would drive fraud into card-not-present channels, and now evidence is emerging that this is happening with a vengeance, even with companies like airlines that …