Digital Transactions Authoritative, insightful and timely information for payments professionals
Moves Emerge to Bring Crypto—Especially Stablecoins—Into Everyday Usage
Swipe Fees Are a Drain on Consumers’ Wallets, a Merchant Group Says
Fees paid by merchants to accept credit card and debit cards will dampen consumer spending power this holiday shopping season as sellers look for ways to offset the cost, says the Merchants Payment Coalition. Swipe fees are projected to cost merchants at least $19.9 billion this holiday shopping season, up …
Read More »NMI’s Business Capital Debuts and other Digital Transactions News briefs from 12/9/25
Network Merchants Inc., also known as NMI, has launched NMI Business Capital, aimed at allowing ISOs, payment facilitators, and merchant-service providers to offer financing through their existing merchant portals. NMI announced early Tuesday that Parafin, a fintech, is the latest client for the service. Buy now, pay later specialist Afterpay Ltd. added more than …
Read More »The FIDO Alliance Launches a Digital Credentials Initiative
The FIDO Alliance has launched an initiative to accelerate the adoption of verifiable digital credentials and identity wallets. The initiative will be led by the Alliance’s Digital Credentials Working Group (DCWG), EMVCo, the International Standardization Organization, The OpenID Foundation, and the Worldwide Web Consortium are also partnering on the initiative …
Read More »Klarna Challenges Rewards Card Issuers; Affirm Adds Pacsun to its Merchant Network
Seeking to provide an alternative to rewards credit cards, Klarna AB has expanded its Premium and Max membership programs in the United States. Klarna’s membership program is a monthly fee-based service that offers consumers such rewards as cashback, exclusive deals, and lifestyle rewards, as well as airport lounge access and …
Read More »RTP Tops $1.3 Trillion and other Digital Transactions News briefs from 12/4/25
The Clearing House Payments Co. LLC said its RTP instant payments network topped $1.3 trillion in total payments in 2025 through November, up 428% from 2024. TCH said RTP transactions account for 98% of all bank-to-bank instant payments. PAR Technology Corp. announced Abelardo’s Mexican Fresh, a restaurant chain with more than 50 …
Read More »Block Notes 10% BFCM Uptick and other Digital Transactions News briefs from 12/2/25
Black Friday through Cyber Monday shopping generated a 10% rise year-over-year for Block Inc.’s Square, Cash App, and Afterpay payments properties, to 124 million transactions, the company reported. Payments processor Nuvei Corp. announced it is expanding a partnership with Microsoft Corp. to enable its core payment processing APIs to run on Microsoft Axure and use Azure AI to …
Read More »The ‘Pressing Concern’ of Fraud and other Digital Transactions News briefs from 11/26/25
Fraud and scams have grown into a “pressing concern” for users of digital payments in the Caribbean and Latin America, according to a regional survey report released by Mastercard Inc. The research effort queried 3,577 adults in 12 countries in October. Mastercard has launched Mastercard Access Pass, aimed at allowing card issuers to …
Read More »BNPL Giant Klarna Joins the Stablecoin Trend
U.S. Payments Modernization Is Taking a Toll on Cash
The combined effect of five payments trends is chipping away at cash reliance, finds a new report from Deloitte. Increasing adoption of stablecoin payments, especially for cross-border payments, increased speed of transactions, using data standards to one’s advantage, agentic artificial-intelligence commerce, and employing AI to counter fraud are all shaping …
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