[Jan. 13] J.P. Morgan Payments, the payments arm of banking giant JPMorgan Chase & Co., is blazing its own path with two new payment terminals, both proprietary to the payment service. Announced Monday, the J.P. Morgan Paypad and Pinpad integrate in-store biometric authentication with payment acceptance. The point-of-sale devices are …
December, 2025
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26 December
Mixue Picks MenuSifu and other Digital Transactions News briefs from 12/26/25
MenuSifu Inc., a payments-technology provider specializing in Asian restaurants in the U.S. market, announced it is serving China-based Mixue as the restaurant chain begins to establish itself in the U.S. Mixue has become the world’s largest beverage chain by number of locations, with 47,000 outlets, according to MenuSifu’s announcement. Cryptocurrency …
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24 December
China’s UnionPay Looks to Serve—and Attract—International Visitors
In an effort to appeal to travelers from abroad, China’s dominant UnionPay payments card network announced early Wednesday a new platform designed to simplify everyday transactions for international visitors. Dubbed Nihao China, the new app offers a range of capabilities, including cross-border and person-to-person payments, according to 23-year-old UnionPay, which …
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24 December
COMMENTARY: BNPL’s Real Bottleneck Isn’t Scoring. It’s Architecture
FICO’s latest scoring models now factor in buy now, pay later repayment data, a milestone many hoped would bring these plans into the mainstream credit system, giving lenders more visibility into consumers’ total debt and payment behavior. However, despite billions flowing through installment-payment platforms, lenders still can’t see the full credit picture. …
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24 December
Canadian Holiday Spending up 4.4% and other Digital Transactions News briefs from 12/24/25
Holiday spending in Canada over the seven-week period starting Nov. 1 rose 4.4% compared to the same period last year, according to a report from Visa Consulting & Analytics. Some 88% of the spending occurred in-store, with the remainder spent online. Payments provider Klarna AB said U.S. spending on its platform on entertainment, …
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23 December
Holiday Gift Cards Bloom, Especially Among Younger Consumers
Predictions that gift cards would be a popular choice this holiday shopping season may bear out. At least one gift card provider, Tillo Inc., finds that across Black Friday to Cyber Monday, Nov. 28-Dec.1, its total sales were up 41% over the similar period in 2024. Tillo, based in the …
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23 December
Holiday Retail Shopping up 3.9% and other Digital Transactions News briefs from 12/23/25
In-store and online retail sales in the U.S. market grew 3.9% from Nov. 1 through Dec. 21 compared to last year, according to Mastercard Inc.’s SpendingPulse report, which excludes automotive sales. The result, which is not adjusted for inflation, represents all payment types… …while preliminary data in a separate report from Visa Inc. indicate …
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19 December
Cannabis Payments Providers Applaud Reclassification of the Drug. Are Card Transactions Next?
POSaBIT Systems Corp., a payments processor specializing in cannabis merchants, and Dutchie, a software provider to more than over 6,500 cannabis businesses, late Thursday lauded the Trump administration’s decision to reclassify cannabis to a Schedule III drug as a move that could finally open the door for cannabis merchants to …
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19 December
Payroc Doubles Down on SMBs, Embedded Finance, and Larger Merchants
Less than 90 days into closing its acquisition of BlueSnap Inc., Payroc WorldAccess LLC is pushing ahead with its dual strategy of courting small and mid-size businesses that may need a point-of-sale terminal and prospecting larger merchants with integrated payment needs. It sees the acquisition not as an end goal, …
