Transaction Processing

As of January, some 37% of U.S. consumers had used buy now, pay later financing when making a purchase within the prior 90 days, a 5% increase from a year earlier, according to JD Power’s annual BNPL study. Half of these consumers were under the age of 40. JD Power …

Peer-to-peer payments platform Zelle has collaborated with Bank of America to process charitable disbursements from Donor Advised Funds, enabling nonprofits to receive charitable grant funding in near real time. Zelle is a unit of Early Warning Services. Some 26% of bill-pay platforms said their systems are ready for the future, though 80% …

French fintech Mirakl SAS has partnered with J.P. Morgan Payments to provide infrastructure for the payments provider’s agentic-commerce offering. The partnership will enable merchants to facilitate agentic commerce without having to build and manage complex integrations and protocols. Mirakl will integrate J.P. Morgan Payments technology into its Nexus agentic-commerce service, which …

Travelers buying airfare direct from an airline have a new payment option that could ease some of the issues around funding that travel. UATP, a global payment network owned and operated by airlines, is working with Hands In, a specialist in split-payment enablement, to allow airlines to activate Hands In’s …

Mastercard Inc. has launched its Crypto Partner Program, an effort to bring together more than 85 companies and financial institutions involved in cryptocurrency payments around the world. The aim is to encourage dialogue and collaboration on crypto-based ventures. Bilt Technologies Inc., a payments and rewards platform related to homeownership, announced it …

Darwinium Holdings Inc., an artificial intelligence-based digital security and fraud-prevention platform, launched its AI agent fraud-detection solution early Tuesday. The technology is expected to help businesses combat the growing threat from AI-facilitated fraud as agentic commerce grows in popularity. Research conducted by Darwinium reveals that 97% of respondents reported an …

Payments-software developer PCI Pal announced it is widening its relationship with Zoom Communications Inc. to integrate PCI Pal’s payment technology with Zoom Virtual Agent, a technology aimed at resolving customer issues. Payments-technology firm Thales and Verifone announced an expanded relationship in which Verifone’s devices will integrate Thales’s eSIM technology, a move the companies say …

Brighty, a Poland-based financial-technology platform that bridges digital finance and traditional banking, has launched an application programming interface that enables AI agents to perform banking tasks. The API enables AI agents to check balances across all accounts, send payments, convert currencies in real time, manage payroll, and reconcile transactions. In …

Nayax Ltd., an Israeli processor with a fast-growing presence in the North American market, early Monday reported a profit in the December quarter, posting more than $13.2 million in net income, up from $1.6 million a year earlier. That net contributed to a total of $35.5 million for the year, …

Splitit USA, Inc. is betting its adoption of Google Inc.’s Universal Commerce Protocol will simplify the purchasing process for consumers shopping with AI agents. It figures the protocol will bring more payment flexibility and predictable BNPL approvals that can help AI agents close a sale. Google’s Universal Commerce Protocol (UCP) is an …