A central Illinois grocery-store chain will expand online and add mobile payments beginning this fall. The service enables consumers to use credit and debit cards along with electronic benefits transfer cards to pay for orders, says Ithaca, N.Y.-based Rosie Applications Inc., the vendor providing the technology. The move by Quincy, …

Four years after launching a peer-to-peer payments capability using the clearXchange network, Wells Fargo & Co. is enabling a real-time function for its service. Announced Monday, the enhancement enables Wells customers to send and receive real-time payments with no fee from and to customers of any bank that participates in …

• By the end of August American Express Co. will not hold merchants liable for counterfeit fraud chargebacks for transactions under $25 as part of its updated U.S. fraud policies for EMV chargebacks. By the end of 2016, AmEx plans to limit the number of counterfeit fraud chargebacks to 10 …

Creating lifetime, brand-loyal customers who return to your online store with what we call “surprise and delight” is not as easy as it once was. The fact is, shoppers are not created equal. Some online shoppers are deal seekers. Hopping from site to site, these shoppers are easily lured away …

Sen. Richard Durbin, D-Ill., the author of the fee-capping Durbin Amendment, is well-known as a champion of merchants, but now he’s taking up the cause of small banks and credit unions. Durbin on Tuesday sent a letter to Visa Inc. chief executive Charles Scharf asking for information about a new …

The mobile point-of-sale revolution started in North America with smart-phone readers from startups like Square Inc. and established software houses like Intuit Inc., but it’s now a global phenomenon with broad implications for entrenched players and newcomers alike, according to research released Monday. Indeed, mobile POS gear—chiefly phones or tablets …

Its original proposition was offering Bitcoin acceptance to merchants, but now BitPay Inc. is adding a reloadable Visa prepaid card to its consumer-facing products. The card provides utility to merchants and consumers in that it will enable cardholders to make purchases at the millions of Visa-accepting merchants in addition to …

Gift cards are hugely popular with consumers, and merchants that sell them are more than happy with the customer traffic, sales, and fees they generate. But the cards have been the target of a fraud-prevention crackdown in the first half of 2016. PayPal Holdings Inc. no longer will allow items …

• The Texas Attorney General’s office and PayPal Holdings Inc. last week settled the office’s allegations that PayPal’s Venmo person-to-person payments service compromised customers’ privacy and security; PayPal agreed to improve disclosures, ensure that Venmo users know who can see their transaction information, and pay the state $175,000. “We are …

• Wells Fargo & Co. announced its Wells Fargo Wallet will launch this summer and be incorporated into the banking giant’s mobile-banking app for Android devices, giving customers the ability to make contactless near-field communication payments directly from the app. The app, developed in-house, also will work at Wells Fargo …