Take into consideration that, in today’s global e-marketplace, credit cards alone are no longer enough.   Getting consumers to part with their money online these days requires careful thought about checkout-page design and payment options, says Paul Bridgewater.   Paul Bridgewater is vice president of world payments for Digital …

  Lauri Giesen   Merchant acquirers and their vendors have always used technology in their long-running war against chargebacks, but today’s weapons and tactics are getting more sophisticated. Knowing when to retreat remains an important way to control costs.   Chargebacks: few words are dreaded more by retailers and merchant …

  Cover Story Mobile-payment schemes proliferate but innovations abound in all corners of the new world of electronic-payment systems competing for consumer and merchant adoption.   By John Stewart, Jim Daly, and Linda Punch       We’re putting on weight. First published in 2009, Digital Transactions’ Field Guide to …

  Endpoint A few smaller banks get it, and have issued EMV cards to their customers who travel abroad. But most bigger banks are still on the sidelines. We’re still stuck with the mag stripe and all of its attendant problems because the big banks have too great a stake …

Opinion & Analysis Steve Mott Banks and card networks argue Durbin and other recent regulation will hurt small banks and consumers. But take heart, the sky will remain firmly in place. The cries of anguish from the banking industry and from the payments players that live off banking’s traditional revenue …

Accertify Inc. this week announced a service aimed at automating most of the functions merchants must follow to contest a chargeback, regardless of the payment method used for the original transaction. The Accertify Chargeback Service has begun a beta test with two unnamed clients and will be commercially available by …

Visa Inc. on Wednesday said it is adding person-to-person payment capabilities to its network and cards so that all Visa-branded credit, debit, and prepaid cards from U.S. issuers would be able to receive P2P payments. The first P2P providers to walk through Visa's new door were bank processor Fiserv Inc. …

VeriFone Systems Inc. fired a blast at rival mobile-payments provider Square Inc. on Wednesday and sustained some powder burns in the process, but the leading U.S. point-of-sale terminal maker nonetheless may have brought some legitimate concerns about Square’s security into the open, according to at least one analyst. By Thursday, …

By Lauri Giesen PayPal, followed by Visa and MasterCard, have thrown open their networks to outside developers, sparking a geyser of payments innovation while slicing R&D costs. Why didn’t they do this a long time ago? You’ve heard of open platforms. Well, now they’re coming to the payments business—and with …

Can the fast pace of innovation  that has characterized the prepaid card  sector in recent years continue  as lawmakers and regulators  increasingly target the business? By Linda Punch After years of skirting the edges of the industry, the prepaid card market finally is getting a toehold in the mainstream of …