The first version of the online-authentication protocol has acquired a nasty rep. With a new version on the way, will it go from four-letter word to four-star performer? It just might be the best-kept secret in payments. An authentication protocol called 3-D Secure, which issuers, acquirers, and merchants have used …

The EFT networks are broadening their product lineups, but are EMV and the global networks getting in their way? Eyeing high-growth payment markets such as e-commerce, the surviving electronic funds transfer networks are in a rush to expand their product menus beyond bread-and-butter PIN-debit transaction switching. At the same time, …

Why skepticism is setting in not just about Bitcoin but also about its underlying technology, the blockchain. Like Beanie Babies and baseball cards, Bitcoin has become a collector’s item, curtailing its usefulness as the faster, cheaper consumer payment method it was developed to be. Out of these adoption delays has …

During the last 20 years, I’ve worked for, consulted for, partnered with, or analyzed hundreds of payments companies and thousands of other firms that are in some way connected with payments companies, either as customers, prospects, or partners. Many of those companies have been highly successful, some explosively so. Others …

Why skepticism is setting in not just about Bitcoin but also about its underlying technology, the blockchain. Like Beanie Babies and baseball cards, Bitcoin has become a collector’s item, curtailing its usefulness as the faster, cheaper consumer payment method it was developed to be. Out of these adoption delays has …

The EFT networks are broadening their product lineups, but are EMV and the global networks getting in their way? Eyeing high-growth payment markets such as e-commerce, the surviving electronic funds transfer networks are in a rush to expand their product menus beyond bread-and-butter PIN-debit transaction switching. At the same time, …

The EFT networks are broadening their product lineups, but are EMV and the global networks getting in their way? Eyeing high-growth payment markets such as e-commerce, the surviving electronic funds transfer networks are in a rush to expand their product menus beyond bread-and-butter PIN-debit transaction switching. At the same time, …

The first version of the online-authentication protocol has acquired a nasty rep. With a new version on the way, will it go from four-letter word to four-star performer? It just might be the best-kept secret in payments. An authentication protocol called 3-D Secure, which issuers, acquirers, and merchants have used …

The first version of the online-authentication protocol has acquired a nasty rep. With a new version on the way, will it go from four-letter word to four-star performer? It just might be the best-kept secret in payments. An authentication protocol called 3-D Secure, which issuers, acquirers, and merchants have used …

The latest skirmish between merchants and the major card brands has been brewing behind the scenes for months but went public early last month when an advocacy group for big-box retailers charged that a new twist on network rules is slowing the progress of mobile payments. The controversy involves regulations …