Leading retail ATM network owner Cardtronics Inc. has already found banks ready to put their brands on 40% of the Cardtronics ATMs that until recently bore the JPMorgan Chase & Co. brand, chief executive Steve Rathgaber told analysts Wednesday. Chase informed Houston-based Cardtronics about three months ago that it planned …

President Barack Obama last month called for a national data-breach notification law to replace the existing patchwork of state notification rules. If current trends continue, there will be plenty of breaches to report. The number of credit and debit cards compromised in data breaches hit 64.4 million in 2014, up …

Many merchants speak of the gains to be made by fusing in-store with digital commerce. Now, quick-service and fast-casual restaurants are turning to a variety of hardware to make it happen. CKE Restaurants Inc., parent of the Hardee’s and Carl’s Jr. fast-food chains, and TGI Fridays Inc. are using Microsoft …

Payments 3.0 One thing about the future of payments is assured: The flood of new payments-system ideas won’t slow. This is due to the convergence of four developments in the payments ecology: 1. Software-development tech­nology that allows anyone to code a new payments system; 2. The ability of apps to …

Not all U.S. merchants are going to be ready for chip cards later this year, and that’s going to shift some consumer-fraud risk to acquirers, which have never had to deal with that before. After years of anticipation, the U.S. market begins its transition to the Europay-MasterCard-Visa (EMV) chip card …

Consumers are weary of dealing with the fallout from data breaches and want a better way to minimize their risk. The backers of Final, a new credit card with online-management tools that can set spending caps and produce virtual card numbers tied to specific merchants, hope to alleviate some of …

Traffic on the automated clearing house network continues to climb at a steady clip as financial institutions and other users of the system mull over a proposal to speed up payments from next-day to same-day settlement. In the quarter ended Sept. 30, the latest period for which data are available, …

A flood of payments initiatives has come out of the Valley, with more on the way. What is it about this business that gets the mercury rising out there? Where do people in payments look for innovation? Yes, some of it shows up in Boston, a little in Chicago and …

The expense of managing multiple upgrades to fleets of ATMs has small banks and credit unions turning to companies like Houston-based Dolphin Debit for help. Dolphin Debit, which manages more than 1,000 ATMs for more than 200 financial institutions and at several Murphy USA locations in 10 states, says its …

With Apple Inc.’s record results in the fourth quarter, the computer giant appears to be closing in on long-time rival Samsung for dominance in the crucial worldwide smart-phone market. Meanwhile, Samsung is working to catch up with Apple Pay, the highly publicized mobile-payments service Apple launched in October. For now, …