It’s more critical than ever that online merchants leverage payments to satisfy shoppers’ expectations. From the checkout experience to social media, here’s a quintet of ways to make that happen. Holiday sales hit a record high this past season, when Americans spent $53.3 billion online, according to a recent study …

Google Inc. is betting its latest mobile payments incarnation—Android Pay—will work better than Google Wallet did. Announced Thursday at Google I/O, its developer conference, Android Pay is poised to compete directly against Apple Inc.’s Apple Pay, PayPal Inc., and the upcoming Samsung Pay for a piece of the burgeoning mobile-payments …

Migrating point-of-sale systems to the EMV chip card standard is as much a herculean task as swapping out countertop POS terminals. Now processor Total System Services Inc. (TSYS) and POS-terminal maker Pax Technology Inc. say they have a product that can make the task easier for POS systems. The product, …

Selling payments services to small merchants is never easy. Now, throw in EMV and its attendant complications, add in merchant ignorance of the technology, and the sales pitch gets more complex. With the impending liability shift set for Oct. 1, independent sales organizations, acquirers, processors, and banks are scrambling to …

Few doubt the tremendous growth in mobile payments as consumers increasingly wield their mobile phones at the point of sale. In fact, consumers spent approximately $4 billion doing just that in 2014, a marked increase from the $961 million in 2013, says the “Mobile Proximity Payments Forecast 2015,” a new …

By Jim Daly U.S. credit and debit card issuers will have about 150 million more EMV chip cards in circulation by year’s end than predicted last summer, according to the latest forecast from an industry group promoting the conversion of U.S. card payments to smart cards. The Payments Security Task …

These days, the payments business is all about mobile innovation. But, as ever, it’s also about adoption. How many of these players will crack that nut? If anything rules in the payments business, it’s adoption—the ability of a new payment service to win usage by consumers and uptake by merchants. …

Five big players are slugging it out to win what has proven to be all-too-elusive: consumer and merchant adoption. Here’s a close look at the Big 5’s strengths and weaknesses. (Editor’s Note: This is the first part of a two-part examination of the current landscape for mobile payments. Look for …

The message about EMV and its payment-processing benefits is not sinking in with smaller merchants. That’s the assessment from Heartland Payment Systems Inc.’s chief executive Robert O. Carr, who says Heartland is responding by offering all-in-one security technology that includes but goes beyond EMV. “Well, resonating would be an overstatement,” …

Security Notes Shopping is an emotional experience. Shops lure us, play us, and make us shop and pay against any and all rationality. Only now, technology is about to redress that imbalance. The biggest impact will be felt by ordinary commodities. No one gets overly excited about buying eggs or …