Many small merchants have no clue about EMV, and among those that do, many are unpersuaded. Here are some ideas to overcome those—and many other—hurdles before and after the liability shift. Inertia can work with you or against you. When it comes to persuading smaller merchants to adopt EMV-compatible …

Durbin Amendment aside, American payment cards have mostly escaped the type of regulation affecting cards in other countries. Can that last? The United States is increasingly becoming an island in a widening sea of payment card regulation. Just last month, Canada’s federal government updated its 5-year-old Code of Conduct for …

By Jim Daly Square Inc. on Monday introduced a business-oriented version of its Square Cash person-to-person payments service aimed at displacing checks. The merchant processor also unveiled so-called “$Cashtags,” which Square touts as a simple and fast way for people to get paid through Square Cash. Dubbed Cash Pro for …

The viral popularity of peer-to-peer payments among younger consumers hasn’t gone unnoticed at the massive social networks that serve their needs for instant communication. Facebook Inc. on Tuesday said it has introduced a P2P payments service on its Messenger platform and will be rolling it out across the country “over …

Payments observers have known for some time that not all companies introducing mobile wallets have met with success, but now Square Inc. has had to shutter a product that succeeded a failed wallet. The San Francisco-based company on Friday began notifying users of its Square Order app that the product …

A gas-station and convenience-store chain is proving you don’t have to sell fancy coffee concoctions to generate impressive results with a mobile app. The program called SmartPay from Cumberland Farms, which operates nearly 600 stores in eight Northeastern states, enrolled 100,000 customers in the first 45 days after its 2013 …

Gasoline retailer Cumberland Farms, which operates nearly 600 stores in eight Northeastern states, is proving you don’t have to sell fancy coffee concoctions to generate impressive results with a mobile app. The program, which Cumberland calls SmartPay, enrolled 100,000 customers in the first 45 days after its 2013 launch—a response …

More evidence emerged in recent days to document the surging rise of mobile payments worldwide. For the first time, mobile transactions account for more than 25% of all global online traffic on the Adyen platform, the company said while releasing its quarterly Mobile Payments Index last week with statistics on the …

The number of anticipated wearable devices that can be used as payment devices has increased by one with the debut of the Wirecard Smart Band from processor Wirecard AG. Munich, Germany-based Wirecard is using host card emulation, a variant of near-field communication, in its devices. With HCE, banks and other …

Some cybercrooks are nothing if not accommodating. A new version of the so-called ransomware called CyberWall, for example, has made it easier for victims to make payments and get their data back. CyberWall 3.0, released early this week, includes new gateways for reaching the decryption site. The ransom note file …