Even though payments processors have been working with application developers for years, independent software vendors (ISVs) still represent a major opportunity for acquirers and processors. It remains the case that 49% of ISVs do not integrate payments functionality into their systems, according to new research from First Annapolis Consulting, an …

By Kevin Woodward@DTPaymentNews The impact of a Donald J. Trump presidency on the payments industry may not be known in concrete terms yet, but speculation suggests a fair number of moves meant to take some of the sting out of regulations. Republican Trump handily won the Electoral College vote Tuesday, …

• Payments-technology vendor Cardtek announced its Digital Enablement Platform for wearables payments. The platform relies on wearables chips from NXP Semiconductors and is aimed at integrating payment cards, transit tickets, and other services in wearable devices. Cardtek cites research from CCS Insight indicating there will be 411 million wearable devices …

• Payment security technology provider MagTek Inc. and Payment Alliance International (PAI), an ATM independent sales organization and processor, said PAI now supports MagTek’s QwickCodes system for cardless transactions and will deploy it across its nationwide network of more than 74,000 ATMs. • Entertainment operator Live Nation Entertainment Inc. said mobile-ticket …

By Kevin Woodward@DTPaymentNews Add Wal-Mart Stores Inc. to the list of merchants that will accept Chase Pay transactions. JPMorgan Chase & Co., backer of the nascent Chase Pay mobile wallet, says the massive retailer will begin accepting the bank’s payment service in more than 5,000 Walmart and Sam’s Club stores, …

EMV after effects dominate our list of headaches this year. Still, from regulation to faster payments to interchange uncertainty, there are plenty of other issues to contend with. In the 10 years we have compiled our annual list of pressing issues facing the payments industry, no single theme has dominated …

While simple to merchants and consumers, the rapidly growing payment-facilitator model involves multiple considerations for developers and acquirers. Some of the best ideas in payments come around only once, but many, such as the payment-facilitator model, come around again when they better suit merchants and the payments industry. To put …

All the talk about real-time transactions has focused on non-card rails. But all the action has centered on a little-known transaction type that just happens to be offered by Visa and MasterCard. The late summer’s rash of announcements for ready-to-go, real-time payments without the need for a big new network …

Two years after the launch of Apple Pay, here’s a look at Cupertino’s entry and at services from the other tech titans that have joined the mobile-payments game—and at how financial institutions are reacting. Of the three major third-party wallets, Apple Pay is now 2 years old while Alphabet Inc.’s …

Tired of PCI and EMV hassles? Consider solutions that shrink PCI scope and simplify EMV certification, says Andrey Tikhonov. One year after the EMV liability shift in the U.S., many merchants are still debating whether to update their payment systems as they learn about EMV’s value and the consequences of …