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A new service that integrates Apple Inc.’s Touch ID and Samsung’s fingerprint-recognition technology into a single mobile-payments app says it can help boost conversion, and ease shopping-cart abandonment, for mobile-commerce retailers. Santa Ana, Calif.-based Sekur Me Inc. uses the biometric sensors in Apple and Samsung smart phones to authenticate the …
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It’s Quieter Than Starbucks, But Cumberland’s Mobile App Is Ringing up Results, Too
Gasoline retailer Cumberland Farms, which operates nearly 600 stores in eight Northeastern states, is proving you don’t have to sell fancy coffee concoctions to generate impressive results with a mobile app. The program, which Cumberland calls SmartPay, enrolled 100,000 customers in the first 45 days after its 2013 launch—a response …
Read More »A Quickening Pulse
Components Biometrics in electronic payments didn’t have much life until last year, when Apple’s Touch ID and other applications gave the technology a shot of adrenaline. What’s next? It’s Act II for biometrics in payments. The now-defunct Solidus Networks Inc., better known as Pay By Touch, dominated Act I for …
Read More »Forgot About HCE? RBC Puts It Front And Center Again With Its Latest Pilot
Remember host card emulation? You might have lost sight of this variant of mobile payments based on near-field communication amid the flood of publicity Apple Inc.’s SIM-based Apple Pay service generated this fall. But HCE never went away, and now Royal Bank of Canada is making a bid to put …
Read More »AmEx In NBA Test and Other News for Nov. 12
• American Express Co. is testing a mobile-payment service built on its Serve platform with the NBA's Brooklyn Nets and their home arena, the Barclays Center. The Brooklyn eWallet is part of the Nets' mobile app for iOS and Android smart phones; fans can store up to 10 payment cards in …
Read More »Don’t Write off POS Terminals Just Yet
The Gimlet Eye The rapid emergence of mobile devices and mobile apps in retail settings has led some observers of the payments business to predict the near-term demise of the humble point-of-sale payments terminal. We demur, for reasons we lay out in our story “POS Terminals Have a Future, And …
Read More »With Its McDonald’s Deal, Softcard Gains More Access to Everyday Spend for its NFC Wallet
While Apple Inc.’s Apple Pay mobile wallet has been grabbing the headlines, the telco-controlled Softcard mobile-payments service this week lined up another major fast-food chain. Consumers now can use their Softcard mobile wallets to pay for purchases at U.S. McDonald’s locations. Formerly known as Isis, Softcard is a smart …
Read More »The Gimlet Eye: NFC’s Day in the Sun
Well, it finally happened. Apple Inc. has included a near-field communication chip in new iPhone 6 and charged full-bore into the troubled world of mobile wallets (see our cover story to read all about it). To understand the significance of this event, you have to reflect on the history of …
Read More »Apple Swamps Twitter’s Buy Button
Believe it or not, companies other than Apple Inc. are doing new things in electronic payments nowadays. Just a day before the Sept. 9 mega-event at which Apple unveiled its iPhone 6, Apple Pay service, and Apple Watch (“Can Apple Save Mobile Wallets?”), Twitter Inc. disclosed it was starting a …
Read More »Cover Story: Can Apple Save Mobile Wallets?
Though the Apple Pay service has drawbacks, Apple’s legendary marketing chops will probably, at long last, let wallets cash in. What hath Apple wrought? At a hugely hyped event Sept. 9 near its headquarters in Cupertino, Calif., Apple Inc. unveiled the next iteration of its iconic iPhone—the iPhone 6 and …
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