A San Francisco analytics company with access to transaction data on 3 million consumer credit and debit cards says usage of Apple Inc.’s Apple Pay mobile-payment service rose steadily in 2016. TXN Solutions Inc. also says that among brick-and-mortar merchants Apple Pay usage is highest at New York City-area pharmacy …

• Total System Services Inc. (TSYS) reported that it is talking with the Federal Trade Commission to settle the FTC’s November lawsuit accusing TSYS’s NetSpend prepaid card unit of deceptively marketing reloadable prepaid cards. TSYS took a $13 million charge in the fourth quarter in connection with the settlement talks. • Newtek …

• A survey released by RestaurantOwner.com, a resource enterprise for independent restaurant owners, found that the average cost of a restaurant POS system is $13,344, compared with $18,000 in 2012. Only 10% of the 1,190 respondents said they use pay-at-the-table devices, and only 31% used EMV-compliant systems. • Restaurant Brands International, parent company …

• Fifty-six percent of all bills in the U.S. are paid online at a biller, bank, or third-party site, according to data from ACI Worldwide and Aite Group. Of these, 72% are now paid at biller sites. • Digital-payments company Proxama PLC has agreed to provide payments services to clients of payment …

Like other technology forecasters, Juniper Research in a new report predicts the Internet of Things is poised for explosive growth. But the IoT also represents “an unmanageable cybersecurity risk” unless its developers take preventative action, Juniper says. In its report, “Internet of Things for Security Providers: Opportunities, Strategies, & Market …

The bill continues to come due for the frenzy of orders online merchants processed over the holidays. While card-not-present transactions were up 16% for the holiday season compared to the same period in 2015, fraud attempts increased fully 31%, according to data released Tuesday by ACI Worldwide, a Naples, Fla.-based …

By Jim Daly @DTPaymentNews JPMorgan Chase & Co.’s merchant-processing subsidiary surpassed $1 trillion in payment volume last year, the New York City-based banking giant reported Friday. Chase Commerce Solutions, the No. 2 U.S. merchant acquirer after First Data Corp. and the biggest acquirer owned by a banking firm, posted merchant-processing …

• The U.S. Supreme Court seems divided over whether New York’s ban on credit card surcharges is a form of speech regulation as a group of merchants challenging the state’s anti-surcharge law assert, Reuters reported. The National Retail Federation said the case is about “being able to show the cost of using …

Founded in 1990 as the national trade group of independent sales organizations, the Electronic Transactions Association is taking on a decidedly technology-oriented hue as the payments industry rapidly evolves. The ETA announced last week that an Apple Inc. executive was elected to a two-year term on its board of directors, …

• The Second U.S. Circuit Court of Appeals rejected a U.S. Department of Justice request to reconsider a decision by a three-judge panel of the appellate court that, by reversing a lower-court ruling, allows American Express Co. to prevent its merchants from encouraging customers to use lower-cost forms of payment than …