Person-to-person transactions in real time pose unique risks. Here’s how to manage them while ensuring a great experience for users. Splitting the lunch bill. Paying a friend back for picking up those last-minute tickets. Covering the cost for your kid’s college textbooks. Each of these scenarios represents an opportunity for …

A network-sponsored spec for streamlined digital payments rolls toward implementation later this year, promising cleaner checkouts but also stirring questions about how it will work. Remember all the excitement last spring about a so-called common buy button the major card networks were working on (“The Shared Checkout’s Slow Check-in,” June)? …

With the onset of digital wallets, observers of the payments scene might expect consumer demand for cash to wither, and with it the population of ATMs. It turns out the ATM count worldwide did hit its zenith last year, according to research released this week, but the reason is a …

As Chinese tourists pour into the United States and Canada, merchants are preparing for them by outfitting their checkouts to accept WeChat Pay and Alipay, the two leading Chinese mobile-payments services. The latest is 7-Eleven Inc., which said Tuesday it is enabling acceptance of the two wallets at 35 stores …

Adyen N.V. has had a busy year, and on Tuesday it made yet another significant move by announcing it is now doing business in Canada. The Dutch payments company, which already operates in the United States and Latin America as well as Europe and Asia, also announced four brands as …

The major payments networks have been in the tokenization business for four years now. With digital payments set to explode, how long can they keep giving away the store? The technology for rendering card-account numbers into random strings of digits has been around for decades, but with the kickoff of …

American Express Co. formed its Digital Labs unit less than a year ago, and it has plenty to do as it evaluates new payment forms and new ways to attract cardholders and merchants. Digital Labs is concerned with digital payments, digital ways of engaging with cardholders, and research and development, …

Once a novelty, data-breach insurance has quickly become a must-have. It won’t offset all the expenses associated with a cyber attack, but it can ease a lot of pain. There is one inescapable truth for any company that handles consumer data: At some point, they will be targeted by hackers …

Payments gurus for years have touted benefits like faster transactions, improved security, and associated rewards when it comes to mobile payments. Now a study released Tuesday indicates converting off-the-books cash payments to digital methods could also boost a nation’s gross domestic product and augment the flow of tax revenues to …

Payment processor Worldpay Inc. said it will bring Mastercard Inc.’s Pay by Bank mobile and online payment application to its United Kingdom merchants in early 2019, and also will use other Mastercard digital services. Launched in 2016 by London-based payment-technology developer Vocalink, which Mastercard acquired in May 2017, Pay by …