An acquiring group at heart, the Electronic Transactions Association adapts to changing business models and payments technologies. But has it outgrown its base among grassroots ISOs? Now in its 26th year, the Electronic Transactions Association may be in the midst of one of its most transformative periods yet. The Washington, …

Why skepticism is setting in not just about Bitcoin but also about its underlying technology, the blockchain. Like Beanie Babies and baseball cards, Bitcoin has become a collector’s item, curtailing its usefulness as the faster, cheaper consumer payment method it was developed to be. Out of these adoption delays has …

During the last 20 years, I’ve worked for, consulted for, partnered with, or analyzed hundreds of payments companies and thousands of other firms that are in some way connected with payments companies, either as customers, prospects, or partners. Many of those companies have been highly successful, some explosively so. Others …

Why skepticism is setting in not just about Bitcoin but also about its underlying technology, the blockchain. Like Beanie Babies and baseball cards, Bitcoin has become a collector’s item, curtailing its usefulness as the faster, cheaper consumer payment method it was developed to be. Out of these adoption delays has …

An acquiring group at heart, the Electronic Transactions Association adapts to changing business models and payments technologies. But has it outgrown its base among grassroots ISOs? Now in its 26th year, the Electronic Transactions Association may be in the midst of one of its most transformative periods yet. The Washington, …

The EFT networks are broadening their product lineups, but are EMV and the global networks getting in their way? Eyeing high-growth payment markets such as e-commerce, the surviving electronic funds transfer networks are in a rush to expand their product menus beyond bread-and-butter PIN-debit transaction switching. At the same time, …

  An acquiring group at heart, the Electronic Transactions Association adapts to changing business models and payments technologies. But has it outgrown its base among grassroots ISOs? Now in its 26th year, the Electronic Transactions Association may be in the midst of one of its most transformative periods yet. The …

The EFT networks are broadening their product lineups, but are EMV and the global networks getting in their way? Eyeing high-growth payment markets such as e-commerce, the surviving electronic funds transfer networks are in a rush to expand their product menus beyond bread-and-butter PIN-debit transaction switching. At the same time, …

The first version of the online-authentication protocol has acquired a nasty rep. With a new version on the way, will it go from four-letter word to four-star performer? It just might be the best-kept secret in payments. An authentication protocol called 3-D Secure, which issuers, acquirers, and merchants have used …

The first version of the online-authentication protocol has acquired a nasty rep. With a new version on the way, will it go from four-letter word to four-star performer? It just might be the best-kept secret in payments. An authentication protocol called 3-D Secure, which issuers, acquirers, and merchants have used …